Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

on American Express's website

Blue Cash Preferred® Card from American Express

American Express is a NerdWallet Partner

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

on American Express's website

Card details

  • Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.

  • NEW 6% Cash Back on select U.S. streaming subscriptions.

  • NEW 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.

  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.

  • Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.

  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.74% to 25.74%

  • $95 annual fee.

  • Terms Apply.

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $95

  • Rewards rate

    1.00%

  • Bonus offer

    $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Terms Apply.

  • Intro APR

    0% intro APR on Purchases and Balance Transfers for 12 months

  • Ongoing APR

    APR: 14.74% - 25.74% Variable APR

    Penalty APR: 29.99%, Variable

    Cash Advance APR: 26.99%, Variable

  • Balance transfer fee

    Either $5 or 3% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    2.7% of each transaction after conversion to US dollars.

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NerdWallet review

By Lindsay Konsko

Rating details

4.2

Editor's overall rating

Pros and cons

Pros
  • Leading cash-back rewards at U.S. supermarkets

  • Bonus offer for new cardholders

  • Intro APR period on Purchases and Balance Transfers

Cons
  • Has annual fee — but if you spend more than $31 per week at U.S. supermarkets, the rewards offset the fee

  • American Express isn’t accepted at as many merchants as Visa or Mastercard

  • $25 minimum redemption

The Blue Cash Preferred® Card from American Express is the Nerds top pick for consumers who do the bulk of their spending on groceries and gas or commuting. With it, you'll earn 6% cash back at U.S. supermarkets, on up to $6,000 a year in spending (then 1%); 6% cash back on select U.S. streaming subscriptions; 3% cash back at U.S. gas stations and on transit (including such things as taxis, rideshares, parking, tolls, trains and buses); and 1% cash back on all other purchases. Terms Apply.

To kick off your card membership, the Blue Cash Preferred® Card from American Express comes with a welcome bonus: $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Terms Apply.

The Blue Cash Preferred® Card from American Express has an annual fee of $95, but people who spend at least $31 per week at supermarkets yearly will see their rewards earnings surpass what they're paying in fees. For more information about this card, check out our full review here.

User Reviews

Rating Details

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