The Business Platinum® Card from American Express

The Business Platinum® Card from American Express

on American Express's secure website, or call (866) 512-6673

The Business Platinum® Card from American Express

American Express is a NerdWallet Partner

The Business Platinum® Card from American Express

The Business Platinum® Card from American Express

on American Express's secure website, or call (866) 512-6673

Card details

  • Welcome Offer: Earn up to 75,000 Membership Rewards® points.

  • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.†

  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.

  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.

  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.

  • You can also receive 35% points back on all First and Business class flights, with all airlines available through American Express Travel.

  • You can enjoy access to The American Express Global Lounge CollectionSM offering access to the most lounges across the globe, when compared with other U.S. credit card offerings. As of 11/2017

  • Terms Apply

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $450

  • Rewards rate

    1.00%

  • Bonus offer

    Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership. Terms Apply.

  • Intro APR

    N/A

  • Ongoing Apr

    Purchase: N/A

  • Foreign Transaction Fee

    None

Recommended credit score

NerdWallet Review

By Gregory Karp

Rating Details

3.8

Editor's overall rating

Pros and Cons

Pros
  • High rewards rate on certain travel purchases

  • No foreign transaction fee

  • Bonus offer for new cardholders

  • Lounge access, airline fee credit

Cons
  • High annual fee

  • Other cards offer a higher rewards rate on non-travel spending

  • Complicated rewards structure

  • Requires good/excellent credit

The Business Platinum® Card from American Express comes with rewards and perks galore, many relevant to the traveling small-business owner. But they come at the price of a large annual fee: $450

Among its rewards, this card earns 5 points on flights and prepaid hotels booked through the American Express Travel website; 1.5 points per dollar on individual purchases of $5,000 or more; and 1 point per dollar spent on everything else. Terms apply.

There's also an enticing welcome bonus: Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership. Terms Apply.

It showers you with relevant perks, too, such as:

--$200 airline fee credit.

--Reimbursement for applications to Global Entry or TSA Precheck.

--Airport lounge access.

--Terms apply.

If you don’t travel or spend much, you might have difficulty reaping enough value to compensate for the sizable annual fee. But road warriors who spend big might find The Business Platinum® Card from American Express worth it.

For more information, see our full review of this card.

User Reviews

Rating Details

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