The Plum Card® from American Express

The Plum Card® from American Express

on American Express's website, or call (866) 512-6673

The Plum Card® from American Express

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The Plum Card® from American Express

The Plum Card® from American Express

on American Express's website, or call (866) 512-6673

Card details

  • Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back.

  • Take up to 60 days to pay with no interest, if you pay your minimum due.

  • Use the power of the Plum Card to buy big for your business.

  • No Foreign Transaction Fees.

  • Introductory annual fee of $0 for the first year, then $250

  • Terms & Restrictions Apply.

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0 intro for the first year, then $250

  • Rewards rate

    1.5%

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    Purchase: N/A

  • Foreign transaction fee

    None

Recommended credit score

NerdWallet review

By Ben Luthi

Rating details

3.3

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • No foreign transaction fee

Cons
  • Has annual fee

The Plum Card® from American Express offers a unique way for business owners to look at their accounts payable. It offers a 1.5% "early pay" discount on the portion of your balance that you pay within 10 days of your statement closing date. You can also choose to defer a portion of your balance for up to 60 days without incurring interest.

Unlike many American Express cards, The Plum Card® from American Express has no foreign transaction fees. However, it does have a relatively high annual fee: $0 intro for the first year, then $250. It's also a charge card, so you must pay your balance in full each month.

Check out our full review for more information on The Plum Card® from American Express.