American Express® Gold Card

American Express® Gold Card

on American Express's secure website, or call (866) 512-6673

American Express® Gold Card

American Express is a NerdWallet Partner

American Express® Gold Card

American Express® Gold Card

on American Express's secure website, or call (866) 512-6673

Card details

  • Get the American Express® Gold Card in Limited Edition Rose Gold, only available until 1/9/2019.

  • Receive 20% back as a statement credit at U.S. Restaurants within the first 3 months, up to $100 back. Offer available to new Card Members who apply by 1/9/2019.

  • Plus, earn 25,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months.

  • Earn 4X Membership Rewards® points at US restaurants. Earn 4X Membership Rewards® points at US supermarkets (on up to $25,000 per year in purchases, then 1X).

  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.

  • Earn up to $10 in statement credits monthly when you pay with the Gold Card at participating dining partners. Enrollment required.

  • $100 Airline Fee Credit: up to $100 in statement credits per year for incidental fees at one selected airline.

  • No Foreign Transaction Fees.

  • Annual Fee is $250.

  • Terms Apply.

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $250

  • Rewards rate

    1.00%

  • Bonus offer

    Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months. Terms Apply.

  • Intro APR

    N/A

  • Ongoing Apr

    See Rates & Fees

  • Balance Transfer Fee

    None

  • Foreign Transaction Fee

    None

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NerdWallet Review

By Claire Tsosie

Rating Details

3.7

Editor's overall rating

Pros and Cons

Pros
  • High rewards rate in certain categories

  • $100 airline fee credit; hotel upgrades and credits

  • No foreign transaction fees

  • Transfer partners

Cons
  • Annual fee after first year

  • American Express isn’t accepted as widely as Visa or Mastercard internationally

  • No lounge membership (although you do get passes)

If you're looking for a card with flexible travel redemption options, the American Express® Gold Card may be your best go-to. Your Membership Rewards points can be redeemed for flights on several major domestic and international carriers, with no blackout dates and no seating restrictions. And, if you want, you can transfer rewards to more than a dozen different airline programs and four hotel chains. The card also offers a big head start: You'll Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months. Terms Apply..

Aside from a flashy welcome bonus, the American Express® Gold Card has a competitive ongoing value, as well. You'll get 3 points per dollar when you book flights directly with airlines; 2 points per dollar at U.S. gas stations, U.S. supermarkets and U.S. restaurants; and 1 point per dollar on all other purchases, with no spending caps. The card can even help you trim hotel costs, offering a credit of up to $75 when you use it to book at least two consecutive nights at a hotel in American Express's Hotel Collection.

Keep in mind, the American Express® Gold Card isn't for everyone. For some airlines, you may be able to get a better deal with a different card, and you may fetch more rewards with another offer if you don't fly often. But if you travel frequently and airline tickets are a major ongoing expense for you, this card is well worth its annual fee. Read the full review here.

User Reviews

Rating Details

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