Premier Rewards Gold Card from American Express

Premier Rewards Gold Card from American Express

Premier Rewards Gold Card from American Express

on American Express's secure website, or call (866) 512-6673

Premier Rewards Gold Card from American Express

Premier Rewards Gold Card from American Express

Premier Rewards Gold Card from American Express

on American Express's secure website, or call (866) 512-6673

Card details

  • Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.

  • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases.

  • No Foreign Transaction Fees.

  • $100 Airline Fee Credit. Up to $100 per calendar year for baggage fees and more at one qualifying airline.

  • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, when available with The Hotel Collection at americanexpress.com/hc.

  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.

  • $0 Intro Annual Fee for the 1st year, then $195.

  • Terms Apply.

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0 for the first year, then $195

  • Rewards rate

    1.00%

  • Bonus offer

    Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months. Terms Apply

  • Intro APR

    N/A

  • Ongoing Apr

    Purchase: N/A

  • Balance Transfer Fee

    None

  • Foreign Transaction Fee

    None

Recommended credit score

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NerdWallet Review

By Claire Tsosie

Rating Details

3.7

Editor's overall rating

Pros and Cons

Pros
  • High rewards rate in certain categories

  • $100 airline fee credit; hotel upgrades and credits

  • No foreign transaction fees

  • Transfer partners

Cons
  • Annual fee after first year

  • American Express isn’t accepted as widely as Visa or Mastercard internationally

  • No lounge membership (although you do get passes)

If you're looking for a card with flexible travel redemption options, the Premier Rewards Gold Card from American Express may be your best go-to. Your Membership Rewards points can be redeemed for flights on several major domestic and international carriers, with no blackout dates and no seating restrictions. And, if you want, you can transfer rewards to 16 different airline programs, including Virgin America and Delta SkyMiles, and four hotel chains. The card also offers a big head start: You'll Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months. Terms Apply.

Aside from a flashy welcome bonus, the Premier Rewards Gold Card from American Express has a competitive ongoing value, as well. You'll get 3 points per dollar when you book flights directly with airlines; 2 points per dollar at U.S. gas stations, U.S. supermarkets and U.S. restaurants; and 1 point per dollar on all other purchases, with no spending caps. The card can even help you trim hotel costs, offering a credit of up to $75 when you use it to book at least two consecutive nights at a hotel in American Express's Hotel Collection.

Keep in mind, the Premier Rewards Gold Card from American Express isn't for everyone. For some airlines, you may be able to get a better deal with a different card, and you may fetch more rewards with another offer if you don't fly often. But if you travel frequently and airline tickets are a major ongoing expense for you, this card is well worth its annual fee. Read the full review here.

User Reviews

Rating Details

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