BankAmericard® credit card

BankAmericard® credit card

on Bank of America's website, or call 800-322-7707

BankAmericard® credit card

BankAmericard® credit card

BankAmericard® credit card

on Bank of America's website, or call 800-322-7707

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Card details

  • New Offer! $100 statement credit online bonus after making at least $1,000 in purchases in the first 90 days of account opening.

  • 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 12.99% - 22.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.

  • No annual fee

  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.

  • Access your FICO® Score for free within Online Banking or your Mobile Banking app

  • Contactless Cards - The security of a chip card, with the convenience of a tap

  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    No rewards

  • Bonus offer

    $100 statement credit online bonus after making at least $1,000 in purchases in the first 90 days of account opening

  • Intro APR

    0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening

  • Ongoing APR

    APR: 12.99% - 22.99% Variable APR

  • Balance transfer fee

    Either $10 or 3% of the amount of each transaction, whichever is greater.

  • Foreign transaction fee

    3%

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0

Regular APR

12.99% - 22.99% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

15.49% - 25.49% Variable APR

Intro APR

0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 15 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Gregory Karp

Rating details

4.9

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • Intro APR period

  • New cardholder bonus offer

Cons
  • Requires good/excellent credit

  • No ongoing rewards

The BankAmericard® credit card is one of the better balance-transfer credit cards on the market: The fee for balance transfers is 3% (with a minimum of $10). Combined with its $0 annual fee and its introductory APR period (see terms), it gives you plenty of breathing room to pay down debt without interest or fees.

(Note: the BankAmericard® credit card is different from the Bank of America® Cash Rewards credit card and the Bank of America® Travel Rewards credit card.)