Bank of the West Cash Back World Mastercard®

Bank of the West Cash Back World Mastercard®

Bank of the West Cash Back World Mastercard®

Bank of the West Cash Back World Mastercard®

Bank of the West Cash Back World Mastercard®

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Card details

  • Get 3% cash back on qualifying dining, gas, and grocery purchases

  • Get 1% unlimited cash back on all other purchases

  • Redeem your cash back in $25 increments, as a credit on your statement or deposited to any checking or savings account

  • $0 annual fee

  • LIMITED TIME OFFER: 0% Introductory APR for 15 months on purchases and balance transfers, then 20.99%-27.99% Variable APR

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-3%

  • Bonus offer

    N/A

  • Intro APR

    0% intro APR for 15 months on purchases and balance transfers

  • Ongoing APR

    APR: 20.99%-27.99% Variable APR

    Cash Advance APR: 29.99%, Variable

  • Balance transfer fee

    Either $10 or 4% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    3% of the U.S. Dollar amount of each such transaction.

Recommended credit score

Compare to other cards

Bank of the West Cash Back World Mastercard®

Bank of the West Cash Back World Mastercard®

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
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Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

20.99%-27.99% Variable APR

Rates & Fees

Regular APR

21.24%, 25.24%, or 29.99%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

0% intro APR for 15 months on purchases and balance transfers

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%, 25.24%, or 29.99%.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Sara Rathner

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

4.5

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • High rewards rate

  • Bonus categories

  • Intro APR period

Cons
  • Requires excellent credit

  • Limited availability

If you live in an eligible state and are looking for a solid cash-back card, the Bank of the West Cash Back World Mastercard® could work for you.

There’s no sign-up bonus, but the card has a $0 annual fee, and its 3% cash-back categories cover many everyday purchases, including dining out and groceries.