Bank of the West Cash Back World Mastercard

Bank of the West Cash Back World Mastercard

Bank of the West Cash Back World Mastercard

Bank of the West Cash Back World Mastercard

Bank of the West Cash Back World Mastercard

Card details

  • 3% cash back on dining, gas and groceries

  • 1% unlimited cash back on everything else

  • Cash Back is automatically credited to your account each quarter as a statement credit

  • Concierge and travel services

  • 0% intro APR for 6 months, then 18.24%-25.24% variable APR

  • $0 annual fee

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-3%

  • Bonus offer

    None

  • Intro APR

    0% on Purchases for 6 months

  • Ongoing APR

    APR: 17.49% - 24.49% Variable APR

    Cash Advance APR: 26.49%, Variable

  • Balance transfer fee

    4%

  • Foreign transaction fee

    3% of the U.S. Dollar amount of each such transaction

Recommended credit score

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NerdWallet review

By Sara Rathner

Rating details

Editor's overall rating

Pros and cons

Pros
  • No annual fee

Cons
  • Needs excellent credit

If you live in an eligible state and are looking for a solid cash-back card, the Bank of the West Cash Back World Mastercard could work for you.

There’s no sign-up bonus, but the card has a $0 annual fee, and its 3% cash-back categories cover many everyday purchases, including dining out and groceries.

For more information, see NerdWallet's review of this card.