Miles & More® World Elite Mastercard®
Miles & More® World Elite Mastercard®
Miles & More® World Elite Mastercard®
Card details
Earn 50,000 award miles if you spend $3,000 in purchases and pay the annual fee, both within the first 90 days.
Earn 2 award miles per $1 spent on ticket purchases directly from Miles & More integrated airline partners.
Earn 1 award mile per $1 spent on all other purchases.
Receive two complimentary Lufthansa Business Lounge Vouchers after each account anniversary.
Receive a Companion Ticket after each account anniversary (taxes and fees apply).
Rates, fees & offers
Annual fee
$89
Rewards rate
1x-2x
Bonus offer
Earn 50,000 award miles if you spend $3,000 in purchases and pay the annual fee, both within the first 90 days.
Intro APR
0% intro APR on Balance Transfers for 15 months
Ongoing APR
APR: 16.74%, 20.74% or 25.74%, Variable APR
Cash Advance APR: 25.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
0% of each transaction in U.S. dollars.
Recommended credit score
Compare to other cards
| Learn more | Learn more | Learn more |
Annual fee$89 | Annual fee$99 | Annual fee$199 |
Regular APRSee Terms | ||
Intro APR0% intro APR on Balance Transfers for 15 months | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Gregory Karp
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Rating details
3.7
Editor's overall rating
Pros and cons
Pros
Intro APR on balance transfers
No foreign transaction fee
Cons
Has annual fee
Needs excellent credit
The Miles & More® World Elite Mastercard®, Lufthansa airline's loyalty-program card in the U.S., offers potentially valuable benefits if you fly where the airline and its Miles & More partners can take you: Europe, the Middle East, Africa and Asia.
The $89-annual-fee card comes with an annual companion ticket for a traveling partner, but you have to pay taxes and fees, which can be high.
It also comes with a sign-up bonus: Earn 50,000 award miles if you spend $3,000 in purchases and pay the annual fee, both within the first 90 days.. But the card's spending rewards are lacking for use as an everyday payment tool, offering 2 award miles per $1 spent on ticket purchases directly from Miles & More integrated airline partners and 1 mile per $1 spent on everything else.
If you spread around your flying among different airlines, a general travel card might be more rewarding.
For more information, see our full review of this card.
