Miles & More® World Elite Mastercard®

Miles & More® World Elite Mastercard®

Miles & More® World Elite Mastercard®

Miles & More® World Elite Mastercard®

Miles & More® World Elite Mastercard®

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Card details

  • Earn 50,000 award miles if you spend $3,000 in purchases and pay the annual fee, both within the first 90 days.

  • Earn 2 award miles per $1 spent on ticket purchases directly from Miles & More integrated airline partners.

  • Earn 1 award mile per $1 spent on all other purchases.

  • Receive two complimentary Lufthansa Business Lounge Vouchers after each account anniversary.

  • Receive a Companion Ticket after each account anniversary (taxes and fees apply).

Rates, fees & offers

  • Annual fee

    $89

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn 50,000 award miles if you spend $3,000 in purchases and pay the annual fee, both within the first 90 days.

  • Intro APR

    0% intro APR on Balance Transfers for 15 months

  • Ongoing APR

    APR: 16.74%, 20.74% or 25.74%, Variable APR

    Cash Advance APR: 25.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    0% of each transaction in U.S. dollars.

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn moreLearn more
Annual fee

$89

Annual fee

$99

Annual fee

$199

Regular APR

16.74%, 20.74% or 25.74%, Variable APR

Rates & Fees

Regular APR

16.74%, 20.74% or 25.74%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

0% intro APR on Balance Transfers for 15 months

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Gregory Karp

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

3.7

Editor's overall rating

Pros and cons

Pros
  • Intro APR on balance transfers

  • No foreign transaction fee

Cons
  • Has annual fee

  • Needs excellent credit

The Miles & More® World Elite Mastercard®, Lufthansa airline's loyalty-program card in the U.S., offers potentially valuable benefits if you fly where the airline and its Miles & More partners can take you: Europe, the Middle East, Africa and Asia.

The $89-annual-fee card comes with an annual companion ticket for a traveling partner, but you have to pay taxes and fees, which can be high.

It also comes with a sign-up bonus: Earn 50,000 award miles if you spend $3,000 in purchases and pay the annual fee, both within the first 90 days.. But the card's spending rewards are lacking for use as an everyday payment tool, offering 2 award miles per $1 spent on ticket purchases directly from Miles & More integrated airline partners and 1 mile per $1 spent on everything else.

If you spread around your flying among different airlines, a general travel card might be more rewarding.

For more information, see our full review of this card.