Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply
Low 14.24% variable APR on purchases and cash advances
NEW - Control Your Card - Instantly secure your accounts by locking your cards with Barclays SecurHold™, plus set transaction limits and block certain purchase categories for you or your authorized users. Available only on the Barclays mobile app.
No annual fee
No foreign transaction fees
International Chip and PIN
Rates, fees & offers
0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply
APR: 14.24% Variable APR
Cash Advance APR: 14.24%, Variable
Balance transfer fee
Promotional Balance Transfers that post to your account within 45 days of account opening: Either $5 or 2% of the amount of each transfer, whichever is greater. For Balance Transfers that post to your account at a non-promotional APR after 45 days of account opening: $0
Foreign transaction fee
Recommended credit score
Not sure which card is best for you?
Editor's overall rating
Pros and cons
No annual fee
Intro APR period on Balance Transfers
No foreign transaction fee
Most credit cards don’t let you have a say on new features, but the Barclaycard Ring® Mastercard® is different. If you're a cardholder, you can share ideas for improvements online and vote on ideas submitted by others.
And in lieu of traditional rewards, the issuer shares its estimated profits among cardholders. This card could also save you plenty if you tend to carry a balance: Get 0% on Balance Transfers for 15 months on balance transfers made within 45 days of account opening, and then the ongoing APR of 14.24% Variable APR.
To read more about this card, see NerdWallet's full review.
NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.