Capital One SavorOne Cash Rewards Credit Card
on Capital One's website
Capital One SavorOne Cash Rewards Credit Card
Card details
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through January 2023
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
No foreign transaction fee
No annual fee
Rates, fees & offers
Annual fee
$0
Rewards rate
1%-8%
Bonus offer
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Intro APR
0% intro APR on Purchases for 15 months
Ongoing APR
APR: 15.49% - 25.49% Variable APR
Cash Advance APR: 25.49%, Variable
Balance transfer fee
$0 at this Transfer APR
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR15.49% - 25.49% Variable APR | Regular APR15.99% - 22.99% Variable APR | |
Intro APR0% intro APR on Purchases for 15 months | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Rating details
5
Editor's overall rating
Pros and cons
Pros
Bonus cash back categories
No annual fee
Intro APR period on Purchases
No foreign transaction fee
Cons
The Capital One SavorOne Cash Rewards Credit Card features rich cash-back rewards on dining and entertainment purchases. For an annual fee of $0, you get:
--3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart and Target).
--1% cash back on all other purchases.
The card also comes with an introductory APR offer and an appetizing sign-up bonus: Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening.
It's not the best choice for folks who don't spend much on dining and entertainment. But for frugal foodies looking to sidestep annual fees, it's an ideal choice.
For more information, read NerdWallet's full review.
