Capital One® Spark® Cash Select for Business

Capital One® Spark® Cash Select for Business

on Capital One's website

Capital One® Spark® Cash Select for Business

Capital One® Spark® Cash Select for Business

Capital One® Spark® Cash Select for Business

on Capital One's website

Card details

  • Earn unlimited 1.5% cash back for your business on every purchase, everywhere, no limits or category restrictions

  • Earn a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months from account opening

  • Save on interest with 0% intro APR on purchases for 9 months; 14.74% - 22.74% variable APR after that

  • No annual fee

  • Free employee cards, which also earn unlimited 1.5% cash back on all purchases

  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount

  • $0 Fraud Liability if your card is lost or stolen

  • No foreign transaction fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.5%

  • Bonus offer

    Earn a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months from account opening

  • Intro APR

    0% on Purchases for 9 months

  • Ongoing APR

    APR: 14.74% - 22.74% Variable APR

    Penalty APR: 31.15%, Variable

    Cash Advance APR: 24.74%, Variable

  • Foreign transaction fee

    None

Recommended credit score

NerdWallet review

By Ben Luthi

Rating details

3.8

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • No annual fee

  • No foreign transaction fee

Cons

    If you need a credit card for your small business, but don't care for extra frills or fees, the Capital One® Spark® Cash Select for Business is a simple solution. With it, you can earn 1.5% cash back on every purchase, every day. Plus, get a jump start on your rewards with its sign-up bonus: Earn a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months from account opening.

    The Capital One® Spark® Cash Select for Business is also useful if you need a few extra months to pay off a big investment in your business, such as office supplies, with its offer of 0% on Purchases for 9 months, and then the ongoing APR of 14.74% - 22.74% Variable APR.

    Controlling expenses is important for entrepreneurs, so the Capital One® Spark® Cash Select for Business’s $0 annual fee and no foreign transaction fees can help you keep costs down, especially if you travel internationally for business. For more information, see NerdWallet's full review.

    User Reviews

    Rating Details

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