- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
- Unlimited 1% cash back on all other purchases - it's automatic
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.49-24.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
- Enjoy new 5% categories every 3 months
- Cash Back rewards do not expire as long as your account is open
- No annual fee
APR: 15.49% - 24.24% Variable APR
Cash Advance APR: 25.49%, Variable
- No annual fee
- 5% rewards on rotating categories
- Access to Chase’s Ultimate Rewards site to earn more cash back
- If you value simplicity, a flat rate cash back card may be better
- A foreign transaction fee
Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
0% on Purchases and Balance Transfers for 15 months
Recommended credit score
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The Chase Freedom® rewards cardholders with 5% cash back on rotating quarterly categories. For 2016, these categories are as follows:
- Q1 (Jan. 1 – March 31): Gas stations and local commuter transportation (not including parking, tolls or Amtrak)
- Q2 (April 1 – June 30): Grocery stores (not including Target and Wal-Mart) and more
- Q3 (July 1 – Sept. 30): Restaurants and more
- Q4 (Oct. 1 – Dec. 31): Holiday shopping
Want more rewards? The Chase Freedom® has a signup bonus: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. There's also a $25 cash bonus if you add an authorized user and make a purchase in the first three months.
If you need some time to pay off a large purchase or you want interest relief while paying down current debt, the Chase Freedom® has an introductory APR of 0% on Purchases and Balance Transfers for 15 months, and then the ongoing APR of 15.49% - 24.24% Variable APR.
For more information, check out our full review of the Chase Freedom®.
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