Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

on Chase's website

Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

on Chase's website

Card details

  • New Offer! Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®

  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year

  • Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn

  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards

  • Redeem points for travel, cash back, gift cards and more - your points don't expire as long as your account is open

  • No foreign transaction fees

  • Employee cards at no additional cost

  • $95 Annual Fee

Rates, fees & offers

  • Annual fee

    $95

  • Rewards rate

    1x-3x

  • Bonus offer

    New Offer! Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®

  • Intro APR

    N/A

  • Ongoing APR

    APR: 17.49% - 22.49% Variable APR

    Cash Advance APR: 26.49%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

NerdWallet review

By Gregory Karp

Rating details

5

Editor's overall rating

Pros and cons

Pros
  • No foreign transaction fee

Cons
  • Has annual fee

The Ink Business Preferred® Credit Card ranks among the best credit cards for small business thanks to a huge sign-up bonus, a high rewards rate in typical business categories and valuable perks.

A highlight is the generous sign-up bonus: New Offer! Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®. Ongoing rewards are 3 points per $1 on the first $150,000 spent on:

--Travel.

--Shipping.

--Internet, cable and telephone service.

--Advertising purchases with social media sites and search engines.

Earn 1 point per $1 on all other purchases, without limit. Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®.

For many small businesses, that can return a lot of value for an annual fee of $95.

If the bonus categories don’t match your spending or you prefer cash back, look elsewhere. Otherwise the Ink Business Preferred® Credit Card checks about as many boxes as a card reasonably can for business travelers without charging an annual fee in the hundreds of dollars.

For more information, see our full review of this card.