Ink Business Preferred® Credit Card
Ink Business Preferred® Credit Card
Ink Business Preferred® Credit Card
Card details
New Offer! Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn
Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
Redeem points for travel, cash back, gift cards and more - your points don't expire as long as your account is open
No foreign transaction fees
Employee cards at no additional cost
$95 Annual Fee
Rates, fees & offers
Annual fee
$95
Rewards rate
1x-3x
Bonus offer
New Offer! Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®
Intro APR
N/A
Ongoing APR
APR: 17.49% - 22.49% Variable APR
Cash Advance APR: 26.49%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
None
Recommended credit score
Compare to other cards
 Ink Business Preferred® Credit Card | ||
|---|---|---|
Annual Fee$95 | Annual Fee$0 | Annual Fee$0 |
Regular APR17.49% - 22.49% Variable APR | ||
Intro APRN/A | Intro APR10.99% on Balance Transfers for 6 months | Intro APR0% on Purchases for 6 months and 10.99% on Balance Transfers for 6 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Gregory Karp
Rating details
5
Editor's overall rating
Pros and cons
Pros
No foreign transaction fee
Cons
Has annual fee
The Ink Business Preferred® Credit Card ranks among the best credit cards for small business thanks to a huge sign-up bonus, a high rewards rate in typical business categories and valuable perks.
A highlight is the generous sign-up bonus: New Offer! Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®. Ongoing rewards are 3 points per $1 on the first $150,000 spent on:
--Travel.
--Shipping.
--Internet, cable and telephone service.
--Advertising purchases with social media sites and search engines.
Earn 1 point per $1 on all other purchases, without limit. Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®.
For many small businesses, that can return a lot of value for an annual fee of $95.
If the bonus categories don’t match your spending or you prefer cash back, look elsewhere. Otherwise the Ink Business Preferred® Credit Card checks about as many boxes as a card reasonably can for business travelers without charging an annual fee in the hundreds of dollars.
For more information, see our full review of this card.
