Ink Business Cash℠ Credit Card

Ink Business Cash℠ Credit Card

on Chase's secure website

Ink Business Cash℠ Credit Card

Ink Business Cash℠ Credit Card

Ink Business Cash℠ Credit Card

on Chase's secure website

Card details

  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening

  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year

  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year

  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn

  • 0% introductory APR for 12 months on purchases and balance transfers

  • Employee cards at no additional cost

  • No Annual Fee

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.00%

  • Bonus offer

    Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

  • Intro APR

    0% on Purchases and Balance Transfers for 12 months

  • Ongoing Apr

    APR: 15.24% - 21.24% Variable APR

    Cash Advance APR: 26.99%, Variable

  • Balance Transfer Fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign Transaction Fee

    3% of each transaction in U.S. dollars

Recommended credit score

NerdWallet Review

By Erin El Issa

Rating Details

3.8

Editor's overall rating

Pros and Cons

Pros
  • No annual fee

  • Intro APR period on Purchases and Balance Transfers

  • High rewards rates in certain categories

  • Sign-up bonus

Cons
  • Requires good/excellent credit

  • Spending caps in bonus categories

  • Low rewards rate outside bonus categories

If your business is looking for a new rewards credit card, look no further than the Ink Business Cash℠ Credit Card. One of the best business cash rewards cards on the market, it offers 5% back on up to $25,000 in spending on office supply store purchases and internet/cable/phone services. It also gives 2% back on the first $25,000 spent at gas stations and restaurants combined, and 1% back on everything else. In case that's not enough – here, have a sign-up bonus: Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

The Ink Business Cash℠ Credit Card has a $0 annual fee and a 0% on Purchases and Balance Transfers for 12 months, and then the ongoing APR of 15.24% - 21.24% Variable APR.

This card is best for businesses that spend a lot on the bonus categories, but not ideal if they spend more than $25,000 a year on office supplies and internet/cable/telecom services combined. Also, frequent travelers should choose a business card that rewards travel purchases and allows for travel redemption.

Want to learn more? Check out our full review of the Ink Business Cash℠ Credit Card for more information.

User Reviews

Rating Details

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