Ink Business Cash℠ Credit Card

Ink Business Cash℠ Credit Card

Ink Business Cash℠ Credit Card

Ink Business Cash℠ Credit Card

Ink Business Cash℠ Credit Card

Card details

  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening

  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year

  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year

  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn

  • 0% introductory APR for 12 months on purchases

  • Employee cards at no additional cost

  • No Annual Fee

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-5%

  • Bonus offer

    Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

  • Intro APR

    0% on Purchases for 12 months

  • Ongoing APR

    APR: 14.74% - 20.74% Variable APR

    Cash Advance APR: 26.49%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    3% of each transaction in U.S. dollars

Recommended credit score

Compare to other cards

Chase Ink Business Cash Credit Card Credit Card

Ink Business Cash℠ Credit Card

Annual Fee

$0

Annual Fee

$0

Annual Fee

$0

Regular APR

14.74% - 20.74% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Regular APR

22.99% Variable APR

Rates & Fees

Intro APR

0% on Purchases for 12 months

Intro APR

0% on Balance Transfers for 18 months

Intro APR

10.99% on Balance Transfers for 6 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Erin El Issa

Rating details

4.4

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • Intro APR period on Purchases

  • High rewards rates in certain categories

  • Sign-up bonus

Cons
  • Requires good/excellent credit

  • Spending caps in bonus categories

  • Low rewards rate outside bonus categories

If your business is looking for a new rewards credit card, look no further than the Ink Business Cash℠ Credit Card. One of the best business cash rewards cards on the market, it offers 5% back on up to $25,000 in spending on office supply store purchases and internet/cable/phone services. It also gives 2% back on the first $25,000 spent at gas stations and restaurants combined, and 1% back on everything else. In case that's not enough – here, have a sign-up bonus: Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

The Ink Business Cash℠ Credit Card has a $0 annual fee and a 0% on Purchases for 12 months, and then the ongoing APR of 14.74% - 20.74% Variable APR.

This card is best for businesses that spend a lot on the bonus categories, but not ideal if they spend more than $25,000 a year on office supplies and internet/cable/telecom services combined. Also, frequent travelers should choose a business card that rewards travel purchases and allows for travel redemption.

Want to learn more? Check out our full review of the Ink Business Cash℠ Credit Card for more information.