Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
7,500 bonus points after your Cardmember anniversary.
$75 Southwest® travel credit each year.
4 Upgraded Boardings per year when available.
20% back on in-flight drinks and WiFi.
2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.
1 point per $1 spent on all other purchases.
No foreign transaction fees.
Rates, fees & offers
1 point per dollar
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months.
APR: 18.24% - 25.24% Variable APR
Cash Advance APR: 27.24%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each balance transfer, whichever is greater.
Foreign transaction fee
Recommended credit score
Not sure which card is best for you?
Editor's overall rating
Pros and cons
No foreign transaction fee
Has annual fee
Needs excellent credit
The Southwest Rapid Rewards® Priority Credit Card is the most expensive of the airline's co-branded cards with Chase, but it’s also the most generous. The card offers plenty of perks to offset its $149 annual fee: a travel credit, upgraded boarding, savings on in-flight purchases and an anniversary bonus.
As a new cardholder, you also get a sign-up offer: Earn 40,000 points after you spend $1,000 on purchases in the first 3 months.
On top of these incentives, you’ll earn 2 points per $1 spent on:
-Southwest purchases: Includes airfare, in-flight purchases, Southwest gift cards and more.
-Rapid Rewards car rental and hotel partners.
All other purchases earn 1 point per $1 spent.
The Southwest Rapid Rewards® Priority Credit Card doesn’t offer the lavish perks or rewards flexibility that you'll find with some other travel cards, but it can provide significant value and savings if you frequently fly with the airline. For more information, see NerdWallet's full review of this card.
NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.