United℠ Explorer Card

United℠ Explorer Card

on Chase's website

United℠ Explorer Card

United℠ Explorer Card

United℠ Explorer Card

on Chase's website

Card details

  • 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open

  • $0 introductory annual fee for the first year, then $95.

  • Earn 2 miles per $1 spent at restaurants and on hotel stays

  • Up to $100 Global Entry or TSA PreCheck™ Fee Credit

  • 25% back on United inflight purchases

  • Check your first bag for free (a savings of up to $120 per roundtrip) when you use your Card to purchase your ticket

  • Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary

  • Earn 2 miles per $1 spent on purchases from United, and 1 mile per $1 spent on all other purchases

Rates, fees & offers

  • Annual fee

    $0 intro for the first year, then $95

  • Rewards rate

    1x-2x

  • Bonus offer

    40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open

  • Intro APR

    N/A

  • Ongoing APR

    APR: 16.49% - 23.49% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Annual Fee

$0 intro for the first year, then $95

Annual Fee

$95

Annual Fee

$0

Regular APR

16.49% - 23.49% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% on Balance Transfers for 18 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Erin El Issa

Rating details

5

Editor's overall rating

Pros and cons

Pros
  • Free checked bag and priority boarding

  • Two United Club passes annually

  • Primary rental car coverage

Cons
  • Has annual fee

  • Checked bag fee waived for fewer traveling partners than competitors

United fliers, rejoice — the United℠ Explorer Card is a fantastic card to rack up the miles on your airfare and redeem them for free flights. It offers 2 MileagePlus miles per dollar spent on purchases from United; 2 miles per dollar spent on restaurant purchases and hotel stays; and 1 mile per dollar spent on all other purchases.

There's also a sign-up bonus: 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open. Miles can be used on any United flight, as well as flights on any of the other Star Alliance airlines. The United℠ Explorer Card boasts great United perks for cardholders, including a free checked bag for you and a traveling companion, priority boarding and two free United Club passes per year.

The United℠ Explorer Card has an annual fee of $0 intro for the first year, then $95, and no foreign transaction fees. The free checked bags could save you up to $120 per round trip, making up for the card's annual fee. This card is best for regular United fliers who check bags; otherwise, you're probably better off with a general travel card.

Want to learn more? Check out our full review of the United℠ Explorer Card for additional details.