United℠ Business Card
on Chase's website
United℠ Business Card
Card details
Limited Time Offer: Earn 75,000 bonus miles after qualifying purchases, plus $0 intro annual fee
Receive 5,000 bonus miles each anniversary when you have the United Business Card and a personal United credit card
Free checked bag - save up to $140 per roundtrip (terms apply)
Earn 2 miles per $1 spent on United purchases, at gas stations, office supply stores and more. Plus, you'll earn 1 mile per $1 spent on all other purchases.
Earn 2 miles per $1 spent at restaurants including eligible delivery services
2 United ClubSM one-time passes at account opening and on each anniversary over a $100 value per year
Earn a $100 United travel credit after 7 flight purchases of $100 or more each anniversary year
Add employee cards at no additional cost - miles earned from their purchases accrue in your account and you can set individual spending limits on each card.
Rates, fees & offers
Annual fee
$0 intro for the first year, then $99
Rewards rate
1x-2x
Bonus offer
75,000 bonus miles after you spend $5,000 on purchases within the first 3 months of account opening
Intro APR
N/A
Ongoing APR
APR: 16.49% - 23.49% Variable APR
Cash Advance APR: 24.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual Fee$0 intro for the first year, then $99 | Annual Fee$0 intro for the first year, then $95 | Annual Fee$0 |
Regular APR16.49% - 23.49% Variable APR | Regular APR14.99% - 23.74% Variable APR | |
Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months | Intro APR0% intro APR on Purchases for 15 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Gregory Karp
Rating details
4.1
Editor's overall rating
Pros and cons
Pros
No foreign transaction fee
Cons
Has annual fee
The United℠ Business Card is a useful small-business credit card for reaping perks on United Airlines and racking up miles to redeem for free flights. It offers 2 MileagePlus miles per dollar spent on purchases from United; 2 miles per dollar spent at restaurants, gas stations and office supply stores; and 1 mile per dollar spent on everything else.
There's also a sign-up bonus: 75,000 bonus miles after you spend $5,000 on purchases within the first 3 months of account opening. Miles can be used on any United flight, as well as flights on any of the other Star Alliance airlines.
Perks for cardholders include a free checked bag for you and a traveling companion, priority boarding and two free United Club passes per year. Free checked bags could save you up to $120 per round trip, making up for the card's annual fee of $0 intro for the first year, then $99.
If you don’t need a business credit card, the personal version of the card, the United℠ Explorer Card, is also a good one with a few added perks. If you spread your flying beyond just United, a general travel business credit card might suit you best.
Want to learn more? Check out our full review of this card.
