United℠ Business Card

United℠ Business Card

United℠ Business Card

United℠ Business Card

United℠ Business Card

Card details

  • 60,000 bonus miles after you spend $3,000 on purchases within the first 3 months of account opening

  • New benefit: Earn 2 miles per $1 spent on local transit and commuting- including train tickets, taxi cabs, mass transit, tolls and ride share services

  • New benefit: $100 annual United travel credit after 7 flight purchases of $100 or more

  • New benefit: annual "better together" bonus - 5,000 miles when you have UnitedSM Business Card and a personal Chase United credit card

  • Earn 2 miles per $1 spent on United, at gas stations, restaurants and office supply stores. Plus, earn 1 mile per $1 spent on all other purchases. No foreign Transaction Fees.

  • Free checked bag (terms apply), 2 United ClubSM one-time passes and 25% back on United inflight purchases

  • Priority boarding for you and companions on the same reservation on United-operated flights

  • Employee cards at no additional cost - miles earned from their purchases accrue in your account. Plus, you can set individual spending limits for each card.

Rates, fees & offers

  • Annual fee

    $0 intro for the first year, then $99

  • Rewards rate

    1x-2x

  • Bonus offer

    60,000 bonus miles after you spend $3,000 on purchases within the first 3 months of account opening

  • Intro APR

    N/A

  • Ongoing APR

    APR: 16.49% - 23.49% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Chase United Mileage Plus Explorer Business Credit Card

United℠ Business Card

Annual Fee

$0 intro for the first year, then $99

Annual Fee

$95

Annual Fee

$0

Regular APR

16.49% - 23.49% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

22.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

10.99% intro APR on Balance Transfers for 6 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Gregory Karp

Rating details

4.1

Editor's overall rating

Pros and cons

Pros
  • No foreign transaction fee

Cons
  • Has annual fee

The United℠ Business Card is a useful small-business credit card for reaping perks on United Airlines and racking up miles to redeem for free flights. It offers 2 MileagePlus miles per dollar spent on purchases from United; 2 miles per dollar spent at restaurants, gas stations and office supply stores; and 1 mile per dollar spent on everything else.

There's also a sign-up bonus: 60,000 bonus miles after you spend $3,000 on purchases within the first 3 months of account opening. Miles can be used on any United flight, as well as flights on any of the other Star Alliance airlines.

Perks for cardholders include a free checked bag for you and a traveling companion, priority boarding and two free United Club passes per year. Free checked bags could save you up to $120 per round trip, making up for the card's annual fee of $0 intro for the first year, then $99.

If you don’t need a business credit card, the personal version of the card, the United℠ Explorer Card, is also a good one with a few added perks. If you spread your flying beyond just United, a general travel business credit card might suit you best.

Want to learn more? Check out our full review of this card.