United℠ Explorer Business Card
on Chase's website
United℠ Explorer Business Card
Card details
Earn up to 100,000 after qualifying purchases.
Earn 50,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open
Plus, 50,000 bonus miles after you spend $25,000 total on purchases in the first 6 months your account is open
Earn 2 miles per $1 at restaurants, gas stations and office supply stores.
Earn 2 miles per $1 spent on United purchases. And 1 mile per $1 spent on all other purchases.
Free checked bag - save up to $120 per roundtrip (terms apply)
Two one-time United ClubSM passes each year - Over $100 in value per year
Employee cards at no additional cost - miles earned from their purchases accrue in your account. Plus, you can set individual spending limits for each card.
Rates, fees & offers
Annual fee
$95
Rewards rate
1x-2x
Bonus offer
Earn up to 100,000 after qualifying purchases. Earn 50,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, 50,000 bonus miles after you spend $25,000 total on purchases in the first 6 months your account is open
Intro APR
N/A
Ongoing APR
APR: 17.74% - 24.74% Variable APR
Cash Advance APR: 26.74%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
None
Recommended credit score
NerdWallet review
By Gregory Karp
Rating details
3
Editor's overall rating
Pros and cons
Pros
No foreign transaction fee
Cons
Has annual fee
The United℠ Explorer Business Card is a useful small-business credit card for reaping perks on United Airlines and racking up miles to redeem for free flights. It offers 2 MileagePlus miles per dollar spent on purchases from United; 2 miles per dollar spent at restaurants, gas stations and office supply stores; and 1 mile per dollar spent on everything else.
There's also a sign-up bonus: Earn up to 100,000 after qualifying purchases. Earn 50,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, 50,000 bonus miles after you spend $25,000 total on purchases in the first 6 months your account is open. Miles can be used on any United flight, as well as flights on any of the other Star Alliance airlines.
Perks for cardholders include a free checked bag for you and a traveling companion, priority boarding and two free United Club passes per year. Free checked bags could save you up to $120 per round trip, making up for the card's annual fee of $95.
If you don’t need a business credit card, the personal version of the card, the United℠ Explorer Card, is also a good one with a few added perks. If you spread your flying beyond just United, a general travel business credit card might suit you best.
Want to learn more? Check out our full review of this card.
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