United℠ Explorer Business Card
on Chase's website
United℠ Explorer Business Card
Card details
Earn up to 100,000 miles after qualifying purchases.
Earn 50,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open
Plus, 50,000 bonus miles after you spend $25,000 total on purchases in the first 6 months your account is open
Earn 2 miles per $1 at restaurants, gas stations and office supply stores.
Earn 2 miles per $1 spent on United purchases. And 1 mile per $1 spent on all other purchases.
Free checked bag - save up to $120 per roundtrip (terms apply)
Two one-time United Club℠ passes each year - Over $100 in value per year
Employee cards at no additional cost - miles earned from their purchases accrue in your account. Plus, you can set individual spending limits for each card.
Rates, fees & offers
Annual fee
$95
Rewards rate
1x-2x
Bonus offer
Earn up to 100,000 after qualifying purchases. Earn 50,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, 50,000 bonus miles after you spend $25,000 total on purchases in the first 6 months your account is open
Intro APR
N/A
Ongoing APR
APR: 17.49% - 24.49% Variable APR
Cash Advance APR: 26.49%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
None
Recommended credit score
NerdWallet review
By Gregory Karp
Rating details
3.9
Editor's overall rating
Pros and cons
Pros
No foreign transaction fee
Cons
Has annual fee
The United℠ Explorer Business Card is a useful small-business credit card for reaping perks on United Airlines and racking up miles to redeem for free flights. It offers 2 MileagePlus miles per dollar spent on purchases from United; 2 miles per dollar spent at restaurants, gas stations and office supply stores; and 1 mile per dollar spent on everything else.
There's also a sign-up bonus: Earn up to 100,000 after qualifying purchases. Earn 50,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, 50,000 bonus miles after you spend $25,000 total on purchases in the first 6 months your account is open. Miles can be used on any United flight, as well as flights on any of the other Star Alliance airlines.
Perks for cardholders include a free checked bag for you and a traveling companion, priority boarding and two free United Club passes per year. Free checked bags could save you up to $120 per round trip, making up for the card's annual fee of $95.
If you don’t need a business credit card, the personal version of the card, the United℠ Explorer Card, is also a good one with a few added perks. If you spread your flying beyond just United, a general travel business credit card might suit you best.
Want to learn more? Check out our full review of this card.
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