United℠ Business Card
on Chase's website
United℠ Business Card
Card details
Earn up to 150,000 bonus miles.
Earn 75,000 miles after you spend $5,000 on purchases in the first 3 months your account is open. Earn an additional 75,000 miles after you spend $20,000 total in the first 6 months.
Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal United credit card.
Earn 2 miles per $1 spent on United purchases, dining (including eligible delivery services), at gas stations, office supply stores, and on local transit and commuting.
Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
Enjoy a free first checked bag - a savings of up to $140 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for one year with DashPass, DoorDash's membership service. Activate by 12/31/21.
$100 United travel credit after 7 United flight purchases of $100 or more each anniversary year.
Rates, fees & offers
Annual fee
$99
Rewards rate
1x-2x
Bonus offer
Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn an additional 75,000 bonus miles after you spend $20,000 total in the first 6 months your account is open
Intro APR
N/A
Ongoing APR
APR: 16.49% - 23.49% Variable APR
Cash Advance APR: 24.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual Fee$99 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR16.49% - 23.49% Variable APR | Regular APR15.99% - 22.99% Variable APR | |
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Gregory Karp
Rating details
4.1
Editor's overall rating
Pros and cons
Pros
No foreign transaction fee
Cons
Has annual fee
The United℠ Business Card is a useful small-business credit card for reaping perks on United Airlines and racking up miles to redeem for free flights. It offers 2 MileagePlus miles per dollar spent on purchases from United; 2 miles per dollar spent at restaurants, gas stations and office supply stores; and 1 mile per dollar spent on everything else.
There's also a sign-up bonus: Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn an additional 75,000 bonus miles after you spend $20,000 total in the first 6 months your account is open. Miles can be used on any United flight, as well as flights on any of the other Star Alliance airlines.
Perks for cardholders include a free checked bag for you and a traveling companion, priority boarding and two free United Club passes per year. Free checked bags could save you up to $120 per round trip, making up for the card's annual fee of $99.
If you don’t need a business credit card, the personal version of the card, the United℠ Explorer Card, is also a good one with a few added perks. If you spread your flying beyond just United, a general travel business credit card might suit you best.
Want to learn more? Check out our full review of this card.
