United℠ Explorer Business Card

United℠ Explorer Business Card

on Chase's website

United℠ Explorer Business Card

United℠ Explorer Business Card

United℠ Explorer Business Card

on Chase's website

Card details

  • Earn up to 100,000 after qualifying purchases.

  • Earn 50,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open

  • Plus, 50,000 bonus miles after you spend $25,000 total on purchases in the first 6 months your account is open

  • Earn 2 miles per $1 at restaurants, gas stations and office supply stores.

  • Earn 2 miles per $1 spent on United purchases. And 1 mile per $1 spent on all other purchases.

  • Free checked bag - save up to $120 per roundtrip (terms apply)

  • Two one-time United ClubSM passes each year - Over $100 in value per year

  • Employee cards at no additional cost - miles earned from their purchases accrue in your account. Plus, you can set individual spending limits for each card.

Rates, fees & offers

  • Annual fee

    $95

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn up to 100,000 after qualifying purchases. Earn 50,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, 50,000 bonus miles after you spend $25,000 total on purchases in the first 6 months your account is open

  • Intro APR

    N/A

  • Ongoing APR

    APR: 17.74% - 24.74% Variable APR

    Cash Advance APR: 26.74%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

NerdWallet review

By Gregory Karp

Rating details

3

Editor's overall rating

Pros and cons

Pros
  • No foreign transaction fee

Cons
  • Has annual fee

The United℠ Explorer Business Card is a useful small-business credit card for reaping perks on United Airlines and racking up miles to redeem for free flights. It offers 2 MileagePlus miles per dollar spent on purchases from United; 2 miles per dollar spent at restaurants, gas stations and office supply stores; and 1 mile per dollar spent on everything else.

There's also a sign-up bonus: Earn up to 100,000 after qualifying purchases. Earn 50,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, 50,000 bonus miles after you spend $25,000 total on purchases in the first 6 months your account is open. Miles can be used on any United flight, as well as flights on any of the other Star Alliance airlines.

Perks for cardholders include a free checked bag for you and a traveling companion, priority boarding and two free United Club passes per year. Free checked bags could save you up to $120 per round trip, making up for the card's annual fee of $95.

If you don’t need a business credit card, the personal version of the card, the United℠ Explorer Card, is also a good one with a few added perks. If you spread your flying beyond just United, a general travel business credit card might suit you best.

Want to learn more? Check out our full review of this card.

User Reviews

Rating Details

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

Already have this card?
Tell us what you think.

Showing undefined reviews

Some of the reviews on the NerdWallet site were purchased through a third party provider. Users who post a review directly on the NerdWallet site will not be compensated in any way. Please see our Terms of Use and Posting Guidelines for more information.