United Gateway℠ Card

United Gateway℠ Card

on Chase's website

United Gateway℠ Card

United Gateway℠ Card

United Gateway℠ Card

on Chase's website

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Card details

  • Earn 20,000 bonus miles

  • No annual fee

  • Earn 2 miles per $1 spent on United Airlines purchases, at gas stations and on local transit and commuting

  • Earn 2 miles per $1 spent on United Airlines purchases

  • Earn 2 miles per $1 spent on local transit and commuting

  • Earn 1 mile per $1 spent on all other purchases

  • Earn 3 miles per $1 spent at grocery stores, on up to $1,500 per month through 9/30/2021

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1x-3x

  • Bonus offer

    Earn 20,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 16.49% - 23.49% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    0%

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

16.49% - 23.49% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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