Citi® / AAdvantage® Executive World Elite Mastercard®

Citi® / AAdvantage® Executive World Elite Mastercard®

on Citibank's application

Citi® / AAdvantage® Executive World Elite Mastercard®

Citi® / AAdvantage® Executive World Elite Mastercard®

Citi® / AAdvantage® Executive World Elite Mastercard®

on Citibank's application

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Card details

  • Earn 50,000 American Airlines AAdvantage® Bonus Miles after spending $5,000 in purchases within the first 3 months of account opening.

  • Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you.

  • No Foreign Transaction Fees on purchases.

  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases.

  • Earn 1 Loyalty Point for every 1 eligible mile earned from purchases.

  • First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation.

  • The standard variable APR for Citi Flex Plan is 16.74% - 25.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Rates, fees & offers

  • Annual fee

    $450

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 16.74%-25.74% Variable APR

    Cash Advance APR: 25.99%, Variable

    Penalty APR: Up to 29.99%, Variable

  • Balance transfer fee

    5% of each balance transfer; $5 minimum.

  • Foreign transaction fee

    0%

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn more
Annual fee

$450

Annual fee

$99

Annual fee

$95

Regular APR

16.74%-25.74% Variable APR

Regular APR

16.24%-25.24% Variable APR

Rates & Fees

Regular APR

16.74%-23.74% Variable APR

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Gregory Karp

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

4.9

Editor's overall rating

Pros and cons

Pros
  • Lounge membership

  • Free checked bag

  • Early boarding

  • Luxury perks

Cons
  • High annual fee

  • Requires good/excellent credit

Frequent flyers of American Airlines who enjoy the carrier’s exclusive Admirals Club airport lounges should consider the Citi® / AAdvantage® Executive World Elite Mastercard®. It’s likely the least expensive way to buy a membership.

But that premium experience comes at a premium cost annually: $450.

The card is full of features and perks, including a generous policy for free checked bags. A sampling:

--Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening..

--Earn 2 miles for every $1 spent on American Airlines purchases and 1 mile per $1 on everything else.

--First checked bag free on domestic American Airlines itineraries for you and up to eight companions traveling with you on the same reservation.

--No foreign transaction fees.

If American isn’t your go-to airline and you rarely use airport lounges, a different card might suit you better. But if you’re a regular occupant of Admirals Clubs, you’ll be hard-pressed to find a better deal than the Citi® / AAdvantage® Executive World Elite Mastercard®. For more information, see our full review of the card.