Citi® / AAdvantage® Executive World Elite Mastercard®
on Citibank's application
Citi® / AAdvantage® Executive World Elite Mastercard®
Card details
Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening.
Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you.
Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year.
No Foreign Transaction Fees on purchases.
Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases.
First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation.
The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Rates, fees & offers
Annual fee
$450
Rewards rate
1x-2x
Bonus offer
Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening
Intro APR
N/A
Ongoing APR
APR: 15.99% - 24.99% Variable APR
Cash Advance APR: 25.24%, Variable
Penalty APR: Up to 29.99%, Variable
Balance transfer fee
3% of each balance transfer; $5 minimum.
Foreign transaction fee
0%
Recommended credit score
Compare to other cards
Annual Fee$450 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR15.99% - 24.99% Variable APR | Regular APR15.99% - 22.99% Variable APR | |
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Gregory Karp
Rating details
4.6
Editor's overall rating
Pros and cons
Pros
Admirals Club membership
Sign-up benefits
Free checked baggage
Early boarding group
No foreign transaction fees
Cons
Has annual fee
Frequent flyers of American Airlines who enjoy the carrier’s exclusive Admirals Club airport lounges should consider the Citi® / AAdvantage® Executive World Elite Mastercard®. It’s likely the least expensive way to buy a membership.
But that premium experience comes at a premium cost annually: $450.
The card is full of features and perks, including a generous policy for free checked bags. A sampling:
--Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening.
--Earn 2 miles for every $1 spent on American Airlines purchases and 1 mile per $1 on everything else.
--First checked bag free on domestic American Airlines itineraries for you and up to eight companions traveling with you on the same reservation.
--No foreign transaction fees.
If American isn’t your go-to airline and you rarely use airport lounges, a different card might suit you better. But if you’re a regular occupant of Admirals Clubs, you’ll be hard-pressed to find a better deal than the Citi® / AAdvantage® Executive World Elite Mastercard®. For more information, see our full review of the card.
