Citi® / AAdvantage® Executive World Elite Mastercard®
Citi® / AAdvantage® Executive World Elite Mastercard®
Card details
Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening.
Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you.
Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year.
No Foreign Transaction Fees on purchases.
Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases.
First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation.
The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Rates, fees & offers
Annual fee
$450
Rewards rate
1x-2x
Bonus offer
Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening
Intro APR
N/A
Ongoing APR
APR: 15.99%-24.99% Variable APR
Cash Advance APR: 25.24%, Variable
Penalty APR: Up to 29.99%, Variable
Balance transfer fee
3% of each balance transfer; $5 minimum.
Foreign transaction fee
0%
Recommended credit score
Compare to other cards
 Citi® / AAdvantage® Executive World Elite Mastercard® | ||
|---|---|---|
Annual Fee$450 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR15.99%-24.99% Variable APR | Regular APR15.99% - 22.99% Variable APR | |
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Gregory Karp
Rating details
4.6
Editor's overall rating
Pros and cons
Pros
Lounge membership
Free checked bag
Early boarding
Luxury perks
Cons
High annual fee
Requires good/excellent credit
Frequent flyers of American Airlines who enjoy the carrier’s exclusive Admirals Club airport lounges should consider the Citi® / AAdvantage® Executive World Elite Mastercard®. It’s likely the least expensive way to buy a membership.
But that premium experience comes at a premium cost annually: $450.
The card is full of features and perks, including a generous policy for free checked bags. A sampling:
--Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening.
--Earn 2 miles for every $1 spent on American Airlines purchases and 1 mile per $1 on everything else.
--First checked bag free on domestic American Airlines itineraries for you and up to eight companions traveling with you on the same reservation.
--No foreign transaction fees.
If American isn’t your go-to airline and you rarely use airport lounges, a different card might suit you better. But if you’re a regular occupant of Admirals Clubs, you’ll be hard-pressed to find a better deal than the Citi® / AAdvantage® Executive World Elite Mastercard®. For more information, see our full review of the card.
