Citi® / AAdvantage® Executive World Elite™ Mastercard®

Citi® / AAdvantage® Executive World Elite™ Mastercard®

on Citibank's application

Citi® / AAdvantage® Executive World Elite™ Mastercard®

Citi® / AAdvantage® Executive World Elite™ Mastercard®

Citi® / AAdvantage® Executive World Elite™ Mastercard®

on Citibank's application

Card details

  • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening.

  • Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you.

  • Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year.

  • No Foreign Transaction Fees on purchases.

  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases.

  • First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation.

  • The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Rates, fees & offers

  • Annual fee

    $450

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.99% - 24.99% Variable APR

    Penalty APR: Up to 29.99%, Variable

    Cash Advance APR: 25.24%, Variable

  • Balance transfer fee

    3% of each balance transfer; $5 minimum.

  • Foreign transaction fee

    0%

Recommended credit score

Compare to other cards

Annual Fee

$450

Annual Fee

$0

Annual Fee

$0

Regular APR

15.99% - 24.99% Variable APR

Regular APR

22.99% Variable APR

Rates & Fees

Regular APR

12.99% - 21.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

10.99% on Balance Transfers for 6 months

Intro APR

0% on Purchases for 6 months and 10.99% on Balance Transfers for 6 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Gregory Karp

Rating details

4.6

Editor's overall rating

Pros and cons

Pros
  • Admirals Club membership

  • Sign-up benefits

  • Free checked baggage

  • Early boarding group

  • No foreign transaction fees

Cons
  • Has annual fee

  • Needs excellent credit

Frequent flyers of American Airlines who enjoy the carrier’s exclusive Admirals Club airport lounges should consider the Citi® / AAdvantage® Executive World Elite™ Mastercard®. It’s likely the least expensive way to buy a membership.

But that premium experience comes at a premium cost annually: $450.

The card is full of features and perks, including a generous policy for free checked bags. A sampling:

--Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening.

--Earn 2 miles for every $1 spent on American Airlines purchases and 1 mile per $1 on everything else.

--First checked bag free on domestic American Airlines itineraries for you and up to eight companions traveling with you on the same reservation.

--No foreign transaction fees.

If American isn’t your go-to airline and you rarely use airport lounges, a different card might suit you better. But if you’re a regular occupant of Admirals Clubs, you’ll be hard-pressed to find a better deal than the Citi® / AAdvantage® Executive World Elite™ Mastercard®. For more information, see our full review of the card.