Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

on Citibank's application

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

on Citibank's application

Card details

  • Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening

  • Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants

  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases

  • Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card

  • No Foreign Transaction Fees

  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation

  • Enjoy preferred boarding on American Airlines flights

  • The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Rates, fees & offers

  • Annual fee

    $0 intro for the first year, then $99

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.99% - 24.99% Variable APR

    Penalty APR: Up to 29.99%, Variable

    Cash Advance APR: 25.24%, Variable

  • Balance transfer fee

    3% of each balance transfer; $5 minimum.

  • Foreign transaction fee

    0%

Recommended credit score

Compare to other cards

Annual Fee

$0 intro for the first year, then $99

Annual Fee

$95

Annual Fee

$0

Regular APR

15.99% - 24.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

22.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

10.99% intro APR on Balance Transfers for 6 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Kevin Cash

Rating details

4.8

Editor's overall rating

Pros and cons

Pros
  • Free checked bag

  • Preferred boarding

Cons
  • Has annual fee

  • Best for frequent American Airlines flyers only

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If you live near an American Airlines hub or fly on American regularly, the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® is worth checking out. The card earns:

-2 AAdvantage® miles for every $1 spent at gas stations

-2 AAdvantage® miles for every $1 spent at restaurants

-2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases

It also offers a generous sign-up bonus for new customers: Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening. You'll also get perks like one free checked bag per flight (for you, and up to four other travelers) and preferred boarding. Given the many opportunities to earn miles, the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®’s annual fee can be worth it at $0 intro for the first year, then $99.

The Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® also charges no foreign transaction fee, so it's a good choice if you're traveling abroad and flying domestic.

Interested in learning more? Check out our full editorial review here.