Citizens Bank Cash Back Plus® World Mastercard®
Citizens Bank Cash Back Plus® World Mastercard®
Citizens Bank Cash Back Plus® World Mastercard®
Card details
Get 1.8% cash back on everything you buy
No annual fee or foreign transaction fees
No rotating categories or enrollments
No limit on how much cash you get back
Rates, fees & offers
Annual fee
$0
Rewards rate
1.8%
Bonus offer
None
Intro APR
0% APR on balance transfers for 15 billing cycles
Ongoing APR
APR: 16.99%, 20.99%, or 24.99% Variable APR
Cash Advance APR: 23.49%, Variable
Balance transfer fee
Either $10 or 4% of the amount of each transfer, whichever is greater.
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Citizens Bank Cash Back Plus® World Mastercard® | ||
---|---|---|
Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APR16.99%, 20.99%, or 24.99% Variable APR | Regular APRSee Terms | |
Intro APR0% APR on balance transfers for 15 billing cycles | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
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Rating details
4.8
Editor's overall rating
Pros and cons
Pros
High rewards rate
No annual fee
Intro APR period on Balance Transfers
No foreign transaction fee
Cons
The Citizens Bank Cash Back Plus® World Mastercard® earns a flat cash-back rate of 1.8% on all purchases, which puts it ahead of a slew of cards from bigger banks offering the more standard 1.5%.
This $0-annual-fee card is best for someone who wants straight cash back. No points, no intricate rewards program, no transferring to travel partners, etc.
For more information, see NerdWallet's review of this card.