Citizens Bank Cash Back Plus® World Mastercard®

Citizens Bank Cash Back Plus® World Mastercard®

on Citizens Bank's website

Citizens Bank Cash Back Plus® World Mastercard®

Citizens Bank Cash Back Plus® World Mastercard®

Citizens Bank Cash Back Plus® World Mastercard®

on Citizens Bank's website

Card details

  • Get 1.8% cash back on everything you buy

  • No annual fee or foreign transaction fees

  • No rotating categories or enrollments

  • No limit on how much cash you get back

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.8%

  • Bonus offer

    None

  • Intro APR

    0% APR on balance transfers for 15 billing cycles

  • Ongoing APR

    APR: 16.99%, 20.99%, or 24.99% Variable APR

    Cash Advance APR: 23.49%, Variable

  • Balance transfer fee

    Either $10 or 4% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

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NerdWallet review

By Robin Saks Frankel

Rating details

4.8

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • No annual fee

  • Intro APR period on Balance Transfers

  • No foreign transaction fee

Cons

    The Citizens Bank Cash Back Plus® World Mastercard® earns a flat cash-back rate of 1.8% on all purchases, which puts it ahead of a slew of cards from bigger banks offering the more standard 1.5%.

    This $0-annual-fee card is best for someone who wants straight cash back. No points, no intricate rewards program, no transferring to travel partners, etc.

    For more information, see NerdWallet's review of this card.