Citizens Bank Cash Back Plus® World Mastercard®

Citizens Bank Cash Back Plus® World Mastercard®

Citizens Bank Cash Back Plus® World Mastercard®

Citizens Bank Cash Back Plus® World Mastercard®

Citizens Bank Cash Back Plus® World Mastercard®

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Card details

  • Get 1.8% cash back on everything you buy

  • No annual fee or foreign transaction fees

  • No rotating categories or enrollments

  • No limit on how much cash you get back

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.8%

  • Bonus offer

    None

  • Intro APR

    0% APR on balance transfers for 15 billing cycles

  • Ongoing APR

    APR: 16.99%, 20.99%, or 24.99% Variable APR

    Cash Advance APR: 23.49%, Variable

  • Balance transfer fee

    Either $10 or 4% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Citizens Bank Cash Back Plus™ World MasterCard® Credit Card

Citizens Bank Cash Back Plus® World Mastercard®

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn more
Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

16.99%, 20.99%, or 24.99% Variable APR

Regular APR

21.24%-29.99%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

0% APR on balance transfers for 15 billing cycles

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Robin Saks Frankel

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

4.8

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • No annual fee

  • Intro APR period on Balance Transfers

  • No foreign transaction fee

Cons

    The Citizens Bank Cash Back Plus® World Mastercard® earns a flat cash-back rate of 1.8% on all purchases, which puts it ahead of a slew of cards from bigger banks offering the more standard 1.5%.

    This $0-annual-fee card is best for someone who wants straight cash back. No points, no intricate rewards program, no transferring to travel partners, etc.