Citizens Bank Cash Back Plus™ World MasterCard®

Citizens Bank Cash Back Plus™ World MasterCard®

on Citizens Bank's secure website

on Citizens Bank's secure website

Citizens Bank Cash Back Plus™ World MasterCard®

Citizens Bank Cash Back Plus™ World MasterCard®

on Citizens Bank's secure website

on Citizens Bank's secure website

Card details

  • Unlimited 1.5% cash back on every purchase with no rotating categories or enrollments to keep track of
  • 10% Purchase Bonus on your earned cash back rewards when you make at least one purchase every month for six consecutive months or more
  • 10% Relationship Bonus on your earned cash back rewards and Purchase Bonus when you direct deposit them in a Citizens Bank personal checking, savings or money market account
  • Take advantage of both bonuses to earn 1.8% cash back
  • 0% introductory APR on balance transfers for 12 billing cycles, thereafter a 14.99%, 17.99% or 20.99%, variable APR based on your creditworthiness
  • Variable purchase APR of 14.99%, 17.99% or 20.99% applies from account opening based on your creditworthiness
  • No annual fee*
  • No foreign transaction fees
  • No penalty APR for late payments
  • Extended Warranty Protection doubles the original manufacturer’s or store brand warranty for up to two years
  • Price Protection for 120 days from purchase
  • Concierge Services
  • Trip Cancellation Insurance
  • Trip Interruption Insurance
  • MasterRental Insurance for collision, loss or damage
  • Zero Liability Protection against unauthorized purchases
  • Travel accident and baggage delay insurance
  • 24/7 online account management
  • Make purchases using Apple Pay™ in-store and in-app with participating merchants
  • Up to 21-day grace period on all purchases
  • Balances count toward Circle Gold checking monthly combined balance
  • Year-end summary statement

APR, Variable

Min APR: 15.74%, Variable

Max APR: 21.74%, Variable

Cash Advance APR: 23.24%, Variable

Pros

  • High rewards rate
  • No annual fee
  • 0% for 12 mos on transfers
  • No foreign transaction fee

Cons

    Rewards rate

    1.50%

    Annual fee

    $0

    Intro APR

    Purchase: None

    Transfer: 0% for 12 mos

    Recommended credit score

    recommended credit score

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