City National Crystal® Visa Infinite® Credit Card
City National Crystal® Visa Infinite® Credit Card
City National Crystal® Visa Infinite® Credit Card
Card details
Receive a statement credit of up to $350 per account, per calendar year for Qualifying Airline Purchases.
Earn 3 Points per $1 spent on airline, hotel, taxi (including Uber and Lyft), limousine, rental car, train, bus, restaurant, fast food, and takeout food dining purchases, and 1 Point per $1 spent on all other purchases.
Receive a statement credit of up to $550 per account per calendar year with $50,000 yearly spend. Applies to any airline lounge club worldwide.
Pay the Global Entry application fee with your Crystal Visa Infinite Card to receive a $100 statement credit. If approved, use your membership to participate in the U.S. Transportation and Security Administration’s TSA Pre✓® program at no additional charge.
Crystal Visa Infinite Cardholders Priority Pass Select program members and their accompanying guests can experience a more relaxing way to travel, with access to a global network of more than 1,300 airport lounges worldwide.
Rates, fees & offers
Annual fee
$400
Rewards rate
1x-3x
Bonus offer
N/A
Intro APR
N/A
Ongoing APR
Purchase: 22.25%-26.25%, Variable
Cash Advance APR: 28.25%, Variable
Balance transfer fee
Either $5 or 3% of the amount of each balance transfer, whichever is greater.
Foreign transaction fee
None
Recommended credit score
Compare to other cards
| Learn more | Learn more | Learn more |
Annual fee$400 | Annual fee$99 | Annual fee$199 |
Regular APR22.25%-26.25%, Variable | Regular APRSee Terms | |
Intro APRN/A | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%, 25.24%, or 29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Sara Rathner
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Rating details
3.4
Editor's overall rating
Pros and cons
Pros
High rewards rate
Anniversary perk
Luxury perks
Premium travel protections
Cons
High annual fee
No new cardholder bonus offer
Complicated to apply
For the frequent traveler who wants to kick things up a notch, the City National Crystal® Visa Infinite® Credit Card provides an unparalleled number of luxurious perks, like travel credits, hotel upgrades, concierge service and travel protections. Those extras don’t come cheap, though. The card charges a sizable $400 annual fee.
As with any elite club, you also have to go through a stringent initiation process to earn your spot. While you don’t have to live in a city with a City National Bank branch, you do have to apply in person.
If you travel often and you’re the type to use every benefit a rewards card offers, you’ll find a lot of value in the City National Crystal® Visa Infinite® Credit Card. The travel-related statement credits and discounts alone are worth at least $1,000. However, homebodies and strict budgeters who won’t squeeze every drop out of the card will have better luck with a more modest travel rewards card, or even a cash-back card.
For more information, see a closer look at this card.
