City National Crystal® Visa Infinite® Credit Card with City National Rewards

City National Crystal® Visa Infinite® Credit Card with City National Rewards

City National Crystal® Visa Infinite® Credit Card with City National Rewards

City National Crystal® Visa Infinite® Credit Card with City National Rewards

City National Crystal® Visa Infinite® Credit Card with City National Rewards

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Card details

  • Your first-class ticket to luxury travel benefits and premium lifestyle rewards.

  • Earn 3 Points per $1 spent on airline, hotel, taxi (including Uber and Lyft), limousine, rental car, train, bus, restaurant, fast food, and takeout food dining purchases, and 1 Point per $1 spent on all other purchases.

  • Receive a statement credit of up to $350 per account, per calendar year for Qualifying Airline Purchases.

  • Receive a statement credit of up to $550 per account per calendar year with $50,000 yearly spend – for any airline lounge club worldwide.

  • Use your Crystal Visa Infinite Card to travel the world and you won't be charged any foreign transaction fees by us on your purchases.

Rates, fees & offers

  • Annual fee

    $400

  • Rewards rate

    1x-3x

  • Bonus offer

    None.

  • Intro APR

    N/A

  • Ongoing APR

    Purchase: 17.00%-21.00%, Variable

    Cash Advance APR: 23.00%, Variable

  • Balance transfer fee

    Either $5 or 3% of the amount of each balance transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn more
Annual fee

$400

Annual fee

$95

Annual fee

$0 intro for the first year, then $95

Regular APR

17.00%-21.00% Variable

Regular APR

15.99%-22.99% Variable APR

Regular APR

13.99%-23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Sara Rathner

Rating details

3.6

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • Anniversary perk

  • Luxury perks

  • Premium travel protections

Cons
  • High annual fee

  • No new cardholder bonus offer

  • Complicated to apply

For the frequent traveler who wants to kick things up a notch, the City National Crystal® Visa Infinite® Credit Card with City National Rewards provides an unparalleled number of luxurious perks, like travel credits, hotel upgrades, concierge service and travel protections. Those extras don’t come cheap, though. The card charges a sizable $400 annual fee.

As with any elite club, you also have to go through a stringent initiation process to earn your spot. While you don’t have to live in a city with a City National Bank branch, you do have to apply in person.

If you travel often and you’re the type to use every benefit a rewards card offers, you’ll find a lot of value in the City National Crystal® Visa Infinite® Credit Card with City National Rewards. The travel-related statement credits and discounts alone are worth at least $1,000. However, homebodies and strict budgeters who won’t squeeze every drop out of the card will have better luck with a more modest travel rewards card, or even a cash-back card.

For more information, see a closer look at this card.