KC Royals™ Mastercard®

KC Royals™ Mastercard®

KC Royals™ Mastercard®

KC Royals™ Mastercard®

KC Royals™ Mastercard®

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Card details

  • 0% Intro APR for 12 monthly billing cycles after account opening on Purchases and Balance Transfers, then 15.24% - 25.24% Variable APR

  • 3% cash back on coffee shops, fast food, and ride-sharing services

  • 2% cash back on gas and restaurants

  • 1% cash back on all other purchases

  • Unlimited Cash Back with no point caps & no opt-in

  • No Annual Fee

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-3%

  • Bonus offer

    None

  • Intro APR

    0% Intro APR for 12 monthly billing cycles after account opening on Purchases and Balance Transfers

  • Ongoing APR

    APR: 15.24% - 25.24% Variable APR

    Penalty APR: Up to 27.24%, Variable

    Cash Advance APR: 25.24%, Variable

  • Balance transfer fee

    5%

  • Foreign transaction fee

    2%

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
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Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

15.24% - 25.24% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

0% Intro APR for 12 monthly billing cycles after account opening on Purchases and Balance Transfers

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Gregory Karp

Rating details

3.5

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • 0% Intro APR for 12 monthly billing cycles after account opening on Purchases and Balance Transfers

Cons

    The KC Royals™ Mastercard® could be a hit for Kansas City Royals fans interested in cash back as well as Royals discounts and access to exclusive cardholder events.

    The card, with an annual fee of $0, even has a snazzy design that will let everyone know you’re loyal to the Royals whenever you swipe.

    Rewards:

    - 3% cash back at coffee shops, fast-food establishments and on ridesharing services.
    - 2% cash back at gas stations and eligible restaurants.
    - 1% cash back on all other purchases.

    You might squeeze more rewards from a different cash-back card, but if you want Royals perks, the KC Royals™ Mastercard® is the one for you.

    For more information, see a closer look at this card.