KC Royals™ Mastercard®

KC Royals™ Mastercard®

KC Royals™ Mastercard®

KC Royals™ Mastercard®

KC Royals™ Mastercard®

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Card details

  • 0% Intro APR for 12 monthly billing cycles after account opening on Purchases and Balance Transfers, then 15.49%-25.49% Variable APR

  • Unlimited 3X points on streaming, cable and ridesharing services

  • Unlimited 2X points at gas stations, restaurants and on fast food

  • Unlimited 1X points on all other purchases

  • No Annual Fee

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1x-3x

  • Bonus offer

    N/A

  • Intro APR

    0% Intro APR for 12 monthly billing cycles after account opening on Purchases and Balance Transfers

  • Ongoing APR

    APR: 15.49%-25.49% Variable APR

    Cash Advance APR: 25.49%, Variable

    Penalty APR: Up to 27.49%, Variable

  • Balance transfer fee

    Either $10 or 5% of the amount of each Balance Transfer, whichever is greater.

  • Foreign transaction fee

    1% of each transaction in U.S. Dollars. 2% of each transaction made in currencies other than U.S. Dollars.

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
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Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

15.49%-25.49% Variable APR

Rates & Fees

Regular APR

16.24%, 20.24% or 25.24%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

0% Intro APR for 12 monthly billing cycles after account opening on Purchases and Balance Transfers

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Gregory Karp

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

3.5

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • Bonus categories

  • Flexible rewards redemption

  • Intro APR period

Cons
  • Limited availability

  • No new cardholder bonus offer

  • Requires good/excellent credit

The KC Royals™ Mastercard® could be a hit for Kansas City Royals fans interested in cash back as well as Royals discounts and access to exclusive cardholder events.

The card, with an annual fee of $0, even has a snazzy design that will let everyone know you’re loyal to the Royals whenever you swipe.

Rewards:

- 3% cash back at coffee shops, fast-food establishments and on ridesharing services. - 2% cash back at gas stations and eligible restaurants. - 1% cash back on all other purchases.

You might squeeze more rewards from a different cash-back card, but if you want Royals perks, the KC Royals™ Mastercard® is the one for you.

For more information, see a closer look at this card.