KC Royals™ Mastercard®
KC Royals™ Mastercard®
KC Royals™ Mastercard®
Card details
0% Intro APR for 12 monthly billing cycles after account opening on Purchases and Balance Transfers, then 15.49%-25.49% Variable APR
Unlimited 3X points on streaming, cable and ridesharing services
Unlimited 2X points at gas stations, restaurants and on fast food
Unlimited 1X points on all other purchases
No Annual Fee
Rates, fees & offers
Annual fee
$0
Rewards rate
1x-3x
Bonus offer
N/A
Intro APR
0% Intro APR for 12 monthly billing cycles after account opening on Purchases and Balance Transfers
Ongoing APR
APR: 15.49%-25.49% Variable APR
Cash Advance APR: 25.49%, Variable
Penalty APR: Up to 27.49%, Variable
Balance transfer fee
Either $10 or 5% of the amount of each Balance Transfer, whichever is greater.
Foreign transaction fee
1% of each transaction in U.S. Dollars. 2% of each transaction made in currencies other than U.S. Dollars.
Recommended credit score
Compare to other cards
| Learn more | Learn more | Learn more |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APRSee Terms | ||
Intro APR0% Intro APR for 12 monthly billing cycles after account opening on Purchases and Balance Transfers | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Gregory Karp
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Rating details
3.5
Editor's overall rating
Pros and cons
Pros
No annual fee
Bonus categories
Flexible rewards redemption
Intro APR period
Cons
Limited availability
No new cardholder bonus offer
Requires good/excellent credit
The KC Royals™ Mastercard® could be a hit for Kansas City Royals fans interested in cash back as well as Royals discounts and access to exclusive cardholder events.
The card, with an annual fee of $0, even has a snazzy design that will let everyone know you’re loyal to the Royals whenever you swipe.
Rewards:
- 3% cash back at coffee shops, fast-food establishments and on ridesharing services. - 2% cash back at gas stations and eligible restaurants. - 1% cash back on all other purchases.
You might squeeze more rewards from a different cash-back card, but if you want Royals perks, the KC Royals™ Mastercard® is the one for you.
For more information, see a closer look at this card.
