This card at a glance
- Rewards Rate0.0%
- Annual Fee$0
- Ongoing APR12.50%
- Recommended Credit Score
What our experts think
Great for
Low Interest
Secured
Pros
Qualify with limited / bad credit
No annual fee
No foreign transaction fee
Cons
No rewards
Rates, fees & offers
Annual fee
$0
Rewards rate
0.00%
Bonus offer
None
Intro APR
N/A
APR
Purchase: 12.50%
Penalty APR: Up to 18.00%
Cash Advance APR: 12.50%
Card details
- Secured card rates well below the national average
- Borrow against your DCU savings account
- No Annual Fee*
- No Fees or Higher Rates for Cash Advances and Balance Transfers
- Works with Apple Pay®, Android Pay™, and Samsung Pay
- Insurance, car rental, travel, and warranty benefits
- Optional Overdraft Protection On Your DCU Checking
- Buy online easily and safely with Visa Checkout
- Embedded EMV chip to protect your card information
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Overall
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