Discover it® Miles

Discover it® Miles

on Discover's website, or call (800) 347-0264

Discover it® Miles

Discover it® Miles

Discover it® Miles

on Discover's website, or call (800) 347-0264

Card details

  • UNLIMITED BONUS: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.

  • Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.

  • No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.

  • Miles Pay You Back. Easily redeem Miles as a statement credit for travel purchases. Or get cash.

  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.

  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.

  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.5x

  • Bonus offer

    Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.

  • Intro APR

    0% on Purchases for 14 months and 10.99% on Balance Transfers for 14 months

  • Ongoing APR

    APR: 13.49% - 24.49% Variable APR

    Cash Advance APR: 26.49%, Variable

  • Balance transfer fee

    3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

  • Foreign transaction fee

    None

Recommended credit score

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NerdWallet review

By Ben Luthi

Rating details

4.1

Editor's overall rating

Pros and cons

Pros
  • Rewards can be redeemed for travel or cash back at equal value

  • No annual fee or foreign transaction fee

  • Sign-up bonus

  • Flexible redemption options

Cons
  • No luxury perks

  • Other cards offer higher rewards rates

  • Discover cards not widely accepted outside the U.S.

  • Requires good/excellent credit

If you want a travel credit card, but don't travel enough to justify one with an annual fee, you'll want to take a look at the Discover it® Miles. The card earns a flat 1.5 miles per $1 spent and offers a sign-up bonus you won't find anywhere else: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.

That's not all for perks. The Discover it® Miles charges no foreign transaction fees and gives you free access to your FICO® credit score. It's also a great choice for a large purchase with its introductory offer of 0% on Purchases for 14 months and 10.99% on Balance Transfers for 14 months, and then the ongoing APR of 13.49% - 24.49% Variable APR.

While most top-tier travel credit cards charge an annual fee, this one has a fee of $0. Not bad, considering what you get. For more details about the card, check out our full review.