Discover it® Miles
on Discover's website, or call (800) 347-0264
Discover it® Miles
Card details
UNLIMITED BONUS: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.
Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.
No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.
Miles Pay You Back. Easily redeem Miles as a statement credit for travel purchases. Or get cash.
Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
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Rates, fees & offers
Annual fee
$0
Rewards rate
1.5 miles
Bonus offer
Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.
Intro APR
0% on Purchases for 14 months and 10.99% on Balance Transfers for 14 months
Ongoing APR
APR: 14.24% - 25.24% Variable APR
Cash Advance APR: 27.24%, Variable
Balance transfer fee
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Foreign transaction fee
None
Recommended credit score
NerdWallet review
By Ben Luthi
Rating details
3.7
Editor's overall rating
Pros and cons
Pros
Rewards can be redeemed for travel or cash back at equal value
No annual fee or foreign transaction fee
Sign-up bonus
Flexible redemption options
Cons
No luxury perks
Other cards offer higher rewards rates
Discover cards not widely accepted outside the U.S.
Requires good/excellent credit
If you want a travel credit card, but don't travel enough to justify one with an annual fee, you'll want to take a look at the Discover it® Miles. The card earns a flat 1.5 miles per $1 spent and offers a sign-up bonus you won't find anywhere else: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.
That's not all for perks. The Discover it® Miles charges no foreign transaction fees and gives you free access to your FICO® credit score. It's also a great choice for a large purchase with its introductory offer of 0% on Purchases for 14 months and 10.99% on Balance Transfers for 14 months, and then the ongoing APR of 14.24% - 25.24% Variable APR.
While most top-tier travel credit cards charge an annual fee, this one has a fee of $0. Not bad, considering what you get. For more details about the card, check out our full review.
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