Discover it® Miles
on Discover's website, or call 800-347-0264
Discover it® Miles
Card details
UNLIMITED BONUS: Only Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
Redeem Miles to pay any part of your monthly bill, including your minimum payment.
Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire.
New Intro APR: 0% intro APR for 15 months on purchases. Then 13.49% - 24.49% Standard Variable Purchase APR will apply.
NEW! Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.
Discover is accepted nationwide by 99% of the places that take credit cards.
Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
Click "Apply Now" to see terms and conditions.
Rates, fees & offers
Annual fee
$0
Rewards rate
1.5x
Bonus offer
UNLIMITED BONUS: Only Discover will automatically match all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
Intro APR
0% intro APR for 15 months on purchases and balance transfers
Ongoing APR
APR: 13.49%-24.49% Variable APR
Cash Advance APR: 26.49%, Variable
Balance transfer fee
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Foreign transaction fee
None
Recommended credit score
Compare to other cards
| Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APRSee Terms | ||
Intro APR0% intro APR for 15 months on purchases and balance transfers | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Ben Luthi
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Rating details
3.8
Editor's overall rating
Pros and cons
Pros
No annual fee
Intro APR period
Flexible rewards redemption
Cons
Requires good/excellent credit
No luxury perks
Lower acceptance abroad
If you want a travel credit card, but don't travel enough to justify one with an annual fee, you'll want to take a look at the Discover it® Miles. The card earns a flat 1.5 miles per $1 spent and offers a sign-up bonus you won't find anywhere else: UNLIMITED BONUS: Only Discover will automatically match all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
That's not all for perks. The Discover it® Miles charges no foreign transaction fees and gives you free access to your FICO® credit score. It's also a great choice for a large purchase with its introductory offer of 0% intro APR for 15 months on purchases and balance transfers, and then the ongoing APR of 13.49%-24.49% Variable APR.
While most top-tier travel credit cards charge an annual fee, this one has a fee of $0. Not bad, considering what you get. For more details about the card, check out our full review.
