Discover it® Miles

Discover it® Miles

on Discover's secure website, or call (800) 347-0264

Discover it® Miles

Discover it® Miles

Discover it® Miles

on Discover's secure website, or call (800) 347-0264

Card details

  • INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel!

  • Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.

  • No Blackout Dates - fly any airline, stay at any hotel.

  • Redeem your Miles as a statement credit towards travel purchases.

  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.

  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.

  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.

  • No Annual Fee.

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.5 miles

  • Bonus offer

    Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel!

  • Intro APR

    0% on Purchases for 14 months and 10.99% on Balance Transfers for 14 months

  • Ongoing Apr

    APR: 13.74% - 24.74% Variable APR

    Cash Advance APR: 26.74%, Variable

  • Balance Transfer Fee

    3%

  • Foreign Transaction Fee

    None

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NerdWallet Review

By Ben Luthi

Rating Details

3.7

Editor's overall rating

Pros and Cons

Pros

  • Rewards can be redeemed for travel or cash back at equal value

  • No annual fee or foreign transaction fee

  • Sign-up bonus

  • Flexible redemption options

Cons

  • No luxury perks

  • Other cards offer higher rewards rates

  • Discover cards not widely accepted outside the U.S.

  • Requires good/excellent credit

If you want a travel credit card, but don't travel enough to justify one with an annual fee, you'll want to take a look at the Discover it® Miles. The card earns a flat 1.5 miles per $1 spent and offers a sign-up bonus you won't find anywhere else: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel!

That's not all for perks. The Discover it® Miles charges no foreign transaction fees, reimburses you for in-flight Wi-Fi up to $30 a year, and gives you free access to your FICO® credit score. It's also a great choice for a large purchase with its introductory offer of 0% on Purchases for 14 months and 10.99% on Balance Transfers for 14 months, and then the ongoing APR of 13.74% - 24.74% Variable APR.

While most top-tier travel credit cards charge an annual fee, this one has a fee of $0. Not bad, considering what you get. For more details about the card, check out our full review.

User Reviews

Rating Details

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