Discover it® Student chrome

Discover it® Student chrome

on Discover's secure website, or call (800) 347-0264

Discover it® Student chrome

Discover it® Student chrome

Discover it® Student chrome

on Discover's secure website, or call (800) 347-0264

Card details

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.

  • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.

  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.

  • No annual fee. No late fee on first late payment. No APR change for paying late.

  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.

  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.

  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.

  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.99% - 23.99%.

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.00%

  • Bonus offer

    Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.

  • Intro APR

    0% on Purchases for 6 months and 10.99% on Balance Transfers for 6 months

  • Ongoing Apr

    APR: 14.99% - 23.99% Variable APR

    Cash Advance APR: 26.99%, Variable

  • Balance Transfer Fee

    3%

  • Foreign Transaction Fee

    None

Recommended credit score

NerdWallet Review

By Virginia C. McGuire

Rating Details

4.4

Editor's overall rating

Pros and Cons

Pros
  • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter

  • Qualify with average credit

  • Bonus cash back categories

  • No annual fee

  • Intro APR period on Purchases and Balance Transfers

  • No foreign transaction fee

Cons
    The Discover it® Student chrome is a simpler card than the better-known Discover it® Student Cash Back. There are no rotating bonus categories, just a consistent rewards rate that pays 2% cash back on up to $1,000 per quarter in spending at restaurants and gas stations. That's an especially great option for students who commute since they tend to spend more on gas. Anything you spend over that first $1,000, and all other purchases, earn a flat 1% back.

    The annual fee is $0, and there are no foreign transaction fees.

    User Reviews

    Rating Details

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