Discover it® Student chrome

Discover it® Student chrome

on Discover's secure website, or call (800) 347-0264

Discover it® Student chrome

Discover it® Student chrome

on Discover's secure website, or call (800) 347-0264

on Discover's secure website, or call (800) 347-0264

Card details

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter - no sign-ups needed. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.74% - 23.74%.
  • View Rates and Fees

APR, Variable

APR: 14.74% - 23.74% Variable APR

Cash Advance APR: 26.74%, Variable

Pros

  • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter
  • Qualify with average credit
  • Bonus cash back categories
  • No annual fee
  • 0% on Purchases for 6 months and 10.99% on Balance Transfers for 6 months
  • No foreign transaction fee

Cons

    Rewards rate

    1.00%

    Annual fee

    $0

    Intro APR

    0% on Purchases for 6 months and 10.99% on Balance Transfers for 6 months

    Recommended credit score

    NerdWallet Review

    Author: Virginia C. McGuire

    The Discover it® Student chrome is a simpler card than the better-known Discover it® Student Cash Back. There are no rotating bonus categories, just a consistent rewards rate that pays 2% cash back on up to $1,000 per quarter in spending at restaurants and gas stations. That's an especially great option for students who commute since they tend to spend more on gas. Anything you spend over that first $1,000, and all other purchases, earn a flat 1% back.

    The Discover it® Student chrome also offers Discover's Good Grades Rewards, which gives you a $20 statement credit if you maintain a GPA of 3.0 or higher. You can earn this reward once a year for up to five years. The annual fee is $0, and there are no foreign transaction fees.

    NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

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