Discover it® Student chrome

Discover it® Student chrome

on Discover's website, or call (800) 347-0264

Discover it® Student chrome

Discover it® Student chrome

Discover it® Student chrome

on Discover's website, or call (800) 347-0264

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Card details

  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.

  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.

  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.

  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.

  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.

  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.

  • No annual fee. No late fee on first late payment. No APR change for paying late.

  • Discover is accepted nationwide by 99% of the places that take credit cards.

  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99% applies.

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-2%

  • Bonus offer

    INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for- dollar match.

  • Intro APR

    0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months

  • Ongoing APR

    APR: 12.99% - 21.99% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$0

Annual Fee

$0

Regular APR

12.99% - 21.99% Variable APR

Rates & Fees

Regular APR

22.99% Variable APR

Rates & Fees

Regular APR

9.65% - 18.00% Variable APR

Intro APR

0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months

Intro APR

10.99% intro APR on Balance Transfers for 6 months

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Virginia C. McGuire

Rating details

5

Editor's overall rating

Pros and cons

Pros
  • No FICO history required.

  • Bonus cash back categories

  • No annual fee

  • Intro APR period on Purchases and Balance Transfers

  • No foreign transaction fee

Cons
  • Higher rewards available elsewhere

  • Discover cards not widely accepted outside the U.S.

The Discover it® Student chrome is a simpler card than the better-known Discover it® Student Cash Back. There are no rotating bonus categories, just a consistent rewards rate that pays 2% cash back on up to $1,000 per quarter in spending at restaurants and gas stations. That's an especially great option for students who commute since they tend to spend more on gas. Anything you spend over that first $1,000, and all other purchases, earn a flat 1% back.

The annual fee is $0, and there are no foreign transaction fees.