Discover it® Student chrome
on Discover's website, or call (800) 347-0264
Discover it® Student chrome
Card details
INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
Earn rewards while building your credit history that can help you after graduation. And, get your free Credit Scorecard that includes your FICO® Credit Score and important details that help make up your score.
No annual fee. No late fee on first late payment. No APR change for paying late.
Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a statement credit each time you refer a friend and they’re approved. Over half a million students got Discover Cards from their friends' recommendations.
Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
Discover is accepted nationwide by 99% of the places that take credit cards.
0% intro APR on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99% applies.
Rates, fees & offers
Annual fee
$0
Rewards rate
1%-2%
Bonus offer
INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Intro APR
0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months
Ongoing APR
APR: 12.99% - 21.99% Variable APR
Cash Advance APR: 24.99%, Variable
Balance transfer fee
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR15.99% - 22.99% Variable APR | ||
Intro APR0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Rating details
5
Editor's overall rating
Pros and cons
Pros
No FICO history required.
Bonus cash back categories
No annual fee
Intro APR period on Purchases and Balance Transfers
No foreign transaction fee
Cons
Higher rewards available elsewhere
Discover cards not widely accepted outside the U.S.
The Discover it® Student chrome is a simpler card than the better-known Discover it® Student Cash Back. There are no rotating bonus categories, just a consistent rewards rate that pays 2% cash back on up to $1,000 per quarter in spending at restaurants and gas stations. That's an especially great option for students who commute since they tend to spend more on gas. Anything you spend over that first $1,000, and all other purchases, earn a flat 1% back.
The annual fee is $0, and there are no foreign transaction fees.
