IKEA® Visa® Credit Card

IKEA® Visa® Credit Card

IKEA® Visa® Credit Card

IKEA® Visa® Credit Card

IKEA® Visa® Credit Card

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Card details

  • 5% back in rewards on IKEA® purchases, including Traemand installation and TaskRabbit assembly services

  • 3% back in rewards on dining, grocery and utility purchases

  • 1% back in rewards on all other purchases made with your IKEA® Visa® credit card

  • $25 off your first IKEA purchase when you open and use your IKEA Visa credit card the same day

  • Bonus $25 IKEA Reward Certificate when you make $500 in qualifying purchases outside of IKEA, Traemand and TaskRabbit within the first 90 days of account opening with your IKEA Visa credit card

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-5%

  • Bonus offer

    Bonus $25 IKEA Reward Certificate when you make $500 in qualifying purchases outside of IKEA, Traemand and TaskRabbit within the first 90 days of account opening with your IKEA Visa credit card

  • Intro APR

    N/A

  • Ongoing APR

    APR: 21.99%, Variable

    Cash Advance APR: 23.99%, Variable

  • Balance transfer fee

    5%

  • Foreign transaction fee

    None

Recommended credit score

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NerdWallet rating 
NerdWallet rating 
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Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

21.99%, Variable

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Melissa Lambarena

Rating details

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • New cardholder bonus offer

  • Qualify with average credit

  • High rewards rate

  • No foreign transaction fees

Cons
  • High APR

  • Complicated redemptions

The $0-annual-fee IKEA® Visa® Credit Card offers robust rewards for Ikea purchases.

Incentives include:

- 5% back in rewards on Ikea purchases, including Traemand installation and TaskRabbit assembly services.

- 3% back in rewards on dining, grocery and utility purchases.

- 1% back in rewards on all other purchases.

- $25 off your first Ikea purchase when you open and use the IKEA® Visa® Credit Card the same day.

The card's top-notch uncapped rewards make it a great deal for frequent Ikea shoppers who spend a lot at the furniture store. Otherwise, rewards certificates can expire relatively quickly once issued and make it difficult to get the full value of rewards.

For more details, see a closer look at this card.