Lowe's Advantage Card
Lowe's Advantage Card
Lowe's Advantage Card
Card details
Enjoy everyday savings of 5% off* your eligible purchase or order when charged to your Lowe's account.
Pay over time with Lowe’s Special Financing on purchases of $299 or more. Enjoy 6 months Special Financing** on each qualifying purchase.
Tackle your next project with Lowe’s financing options. Enjoy up to 84 fixed monthly payments with reduced APR financing until paid in full when you use the Lowe’s Advantage Credit Card on any purchase $2,000 or more.
Rates, fees & offers
Annual fee
$0
Rewards rate
N/A
Bonus offer
None
Intro APR
N/A
Ongoing APR
Purchase: 26.99%, Variable
Foreign transaction fee
N/A
Recommended credit score
NerdWallet review
By Paul Soucy
Rating details
4.3
Editor's overall rating
Pros and cons
Pros
No annual fee
No foreign transaction fee
Cons
No rewards
High APR
If you're a Lowe's loyalist, the Lowe's Advantage Card can make a lot of sense.
Unlike store cards that give you rewards points that have value only if you return to the store and spend more money, this $0-annual-fee card gives you a flat 5% discount on almost everything at Lowe's.
The card also offers deferred-interest financing for larger purchases — but if you take advantage of it, you need to be careful, or you could be in for a nasty surprise.
For more information, see NerdWallet's full review of this card.
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