Navy Federal Credit Union® cashRewards Credit Card
Navy Federal Credit Union® cashRewards Credit Card
Navy Federal Credit Union® cashRewards Credit Card
Card details
1.5% cash back on purchases
Start redeeming rewards as soon as you earn them
No annual fees
No balance transfer fee
No foreign transaction fees
No cash advance fees
Rates, fees & offers
Annual fee
$0
Rewards rate
1.5%
Bonus offer
Earn $150 bonus cash back when you spend $2,000 within 90 days of account opening.
Intro APR
0% intro APR on purchases for 6 months.
Ongoing APR
APR: 9.65% - 18.00%, Variable
Penalty APR: Up to 18.00%, Variable
Cash Advance APR: 20.00%, Variable
Foreign transaction fee
None
Recommended credit score
Compare to other cards
| Learn more | ||
Annual Fee$0 | Annual Fee$0 | Annual Fee$0 |
Regular APR9.65% - 18.00%, Variable | ||
Intro APR0% intro APR on purchases for 6 months. | Intro APR10.99% intro APR on Balance Transfers for 6 months | Intro APR0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Just tell us some details and see which card matches your needs most.
Just tell us some details and see which card matches your needs most.
NerdWallet review
Rating details
4.3
Editor's overall rating
Pros and cons
Pros
Qualify with average credit
High rewards rate
No annual fee
No foreign transaction fee
Cons
If you are a member of the Navy Federal Credit Union, then the Navy Federal Credit Union® cashRewards Credit Card is a great card for you: It offers 1.5% cash back on all purchases and has a $0 annual fee. You can also qualify with average credit (generally defined as FICO scores between 630 and 689).
In addition to those ongoing rewards, the card offers 0% intro APR on purchases for 6 months, and then the ongoing APR of 9.65% - 18.00%, Variable.
For more information, see a closer look at this card.
