Navy Federal Credit Union® cashRewards Credit Card
Navy Federal Credit Union® cashRewards Credit Card
Navy Federal Credit Union® cashRewards Credit Card
Card details
Earn $100 bonus cash back when you spend $2,000 within 90 days of account opening. Expires on Oct. 31, 2022.
Plus, you’ll earn 1.75% cash back on your purchases when you get a cashRewards card and enroll in direct deposit. Without direct deposit, you’ll still earn 1.5% cash back.
Start redeeming rewards as soon as you earn them
No annual fees
No balance transfer fee
No foreign transaction fees
No cash advance fees
Rates, fees & offers
Annual fee
$0
Rewards rate
1.5%-1.75%
Bonus offer
Earn $100 bonus cash back when you spend $2,000 within 90 days of account opening. Expires on Oct. 31, 2022.
Intro APR
N/A
Ongoing APR
APR: 11.15%-18.00%, Variable
Penalty APR: Up to 18.00%, Variable
Cash Advance APR: 20.00%, Variable
Foreign transaction fee
None
Recommended credit score
Compare to other cards
| Learn more | ||
Annual fee$0 | Annual fee$0 | Annual fee$0 |
Regular APR16.49%-26.49% Variable APR | ||
Intro APRN/A | Intro APRN/A | Intro APR10.99% intro APR on Balance Transfers for 6 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
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Rating details
3.8
Editor's overall rating
Pros and cons
Pros
No annual fee
No balance transfer fee
New cardholder bonus offer
No foreign transaction fees
Qualify with average credit
Cons
Must be a member/customer
Relatively short 0% APR period
If you are a member of the Navy Federal Credit Union, then the Navy Federal Credit Union® cashRewards Credit Card is a great card for you: It offers 1.5% cash back on all purchases and has a $0 annual fee. You can also qualify with average credit (generally defined as FICO scores between 630 and 689).
In addition to those ongoing rewards, the card offers The ongoing APR is 11.15%-18.00%, Variable APR.
For more information, see a closer look at this card.
