Navy Federal Credit Union® cashRewards Credit Card

Navy Federal Credit Union® cashRewards Credit Card

Navy Federal Credit Union® cashRewards Credit Card

Navy Federal Credit Union® cashRewards Credit Card

Navy Federal Credit Union® cashRewards Credit Card

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Card details

  • 1.5% cash back on purchases

  • Start redeeming rewards as soon as you earn them

  • No annual fees

  • No balance transfer fee

  • No foreign transaction fees

  • No cash advance fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.5%

  • Bonus offer

    Earn $150 bonus cash back when you spend $2,000 within 90 days of account opening.

  • Intro APR

    0% intro APR on purchases for 6 months.

  • Ongoing APR

    APR: 9.65% - 18.00%, Variable

    Penalty APR: Up to 18.00%, Variable

    Cash Advance APR: 20.00%, Variable

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

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Annual Fee

$0

Annual Fee

$0

Annual Fee

$0

Regular APR

9.65% - 18.00%, Variable

Regular APR

22.99% Variable APR

Rates & Fees

Regular APR

12.99% - 21.99% Variable APR

Rates & Fees

Intro APR

0% intro APR on purchases for 6 months.

Intro APR

10.99% intro APR on Balance Transfers for 6 months

Intro APR

0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Kimberly Palmer

Rating details

4.3

Editor's overall rating

Pros and cons

Pros
  • Qualify with average credit

  • High rewards rate

  • No annual fee

  • No foreign transaction fee

Cons

    If you are a member of the Navy Federal Credit Union, then the Navy Federal Credit Union® cashRewards Credit Card is a great card for you: It offers 1.5% cash back on all purchases and has a $0 annual fee. You can also qualify with average credit (generally defined as FICO scores between 630 and 689).

    In addition to those ongoing rewards, the card offers 0% intro APR on purchases for 6 months, and then the ongoing APR of 9.65% - 18.00%, Variable.

    For more information, see a closer look at this card.