Navy Federal Credit Union® cashRewards Credit Card

Navy Federal Credit Union® cashRewards Credit Card

Navy Federal Credit Union® cashRewards Credit Card

Navy Federal Credit Union® cashRewards Credit Card

Navy Federal Credit Union® cashRewards Credit Card

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Card details

  • Earn $150 bonus cash back when you spend $1,000 within 90 days of account opening. Expires on Feb. 28, 2022.

  • Up to 1.75% cash back in purchases. Terms apply.

  • Start redeeming rewards as soon as you earn them

  • No annual fees

  • No balance transfer fee

  • No foreign transaction fees

  • No cash advance fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.75%

  • Bonus offer

    Earn $150 bonus cash back when you spend $1,000 within 90 days of account opening. Expires on Feb. 28, 2022.

  • Intro APR

    0% intro APR on balance transfers for 6 months

  • Ongoing APR

    APR: 9.65%-18.00%, Variable

    Penalty APR: Up to 18.00%, Variable

    Cash Advance APR: 20.00%, Variable

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
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Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

9.65%-18.00%, Variable

Rates & Fees

Regular APR

15.99%-24.99% Variable APR

Regular APR

N/A

Intro APR

0% intro APR on balance transfers for 6 months

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Kimberly Palmer

Rating details

3.8

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • No balance transfer fee

  • New cardholder bonus offer

  • No foreign transaction fees

  • Qualify with average credit

Cons
  • Must be a member/customer

  • Relatively short 0% APR period

If you are a member of the Navy Federal Credit Union, then the Navy Federal Credit Union® cashRewards Credit Card is a great card for you: It offers 1.5% cash back on all purchases and has a $0 annual fee. You can also qualify with average credit (generally defined as FICO scores between 630 and 689).

In addition to those ongoing rewards, the card offers 0% intro APR on balance transfers for 6 months, then ongoing APR of 9.65%-18.00%, Variable. .

For more information, see a closer look at this card.