PNC points® Visa® Credit Card

PNC points® Visa® Credit Card

on PNC's website

PNC points® Visa® Credit Card

PNC points® Visa® Credit Card

PNC points® Visa® Credit Card

on PNC's website

Card details

Recommended credit score

  • Earn 4 points for every $1 in purchases*

  • Earn even more points with PNC Virtual Wallet or an eligible PNC Checking account when you meet additional requirements*

  • No annual fee**

  • Introductory offer on purchases and balance transfers**

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    4 points per dollar

  • Bonus offer

    None

  • Intro APR

    Purchase: 0% for 12 mos

    Transfer: 0% for 12 mos

  • Ongoing APR

    Min APR: 13.99%, Variable

    Max APR: 23.99%, Variable

    Penalty APR: Up to 30.99%, Variable

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    3%

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NerdWallet review

By Robin Saks Frankel

Rating details

3.5

Editor's overall rating

Recommended credit score

Pros and cons

Pros
  • No annual fee

  • 0% introductory APR for the first 12 billing cycles following account opening on purchases and balance transfers

Cons

    The PNC points® Visa® Credit Card earns 4 points for every $1 you spend. In terms of the number of points you get back, you'd be hard-pressed to find a flat-rate card that tops it.

    But the $0-annual-fee card stumbles in terms of the value of those points. For cash back and gift cards, a PNC point is worth 0.2 cents (and potentially less for merchandise). That's a pitiful valuation when compared with many other rewards cards that earn points valued at a full penny or more each.

    For more information, see NerdWallet's full review of this card.

     

    User Reviews

    Recommended credit score

    Rating Details

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