Earn 5% cash back on gas (on first $6,000 per year in purchases, then 1%)
Earn 3% cash back on dining and travel
Earn 1% on other purchases.
No annual fee
No foreign transaction fees
Doubles as your membership card
Rates, fees & offers
Get $45 (covers your Sam's Club membership fee for a year). Offer valid now through January 15, 2020.
Min APR: 17.15%, Variable
Max APR: 25.15%, Variable
Foreign transaction fee
Recommended credit score
Not sure which card is best for you?
Editor's overall rating
Pros and cons
Bonus cash back categories
No annual fee
No foreign transaction fee
Need Sam's Club membership to qualify
Rewards redeemable once a year and only at Sam's Club
The Sam's Club Mastercard is an excellent option if you spend a lot on gas and dining out, and if you don’t mind waiting for your rewards.
The card offers:
• 5% cash back at eligible gas stations worldwide, including gas stations at Sam’s Club (on up to $6,000 spent per year, then 1%).
• 3% cash back on dining and travel.
• 1% cash back on all other purchases.
You can earn a maximum of $5,000 in rewards per calendar year.
The $0, but you’ll have to pay a minimum of $45 a year to maintain a Sam’s Club membership. You can redeem your rewards only once a year, and only inside a Sam’s Club store.
See NerdWallet’s full review to find out whether this card is right for you.
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