Southwest Rapid Rewards® Premier Business Credit Card

Southwest Rapid Rewards® Premier Business Credit Card

on Chase's website

Southwest Rapid Rewards® Premier Business Credit Card

Southwest Rapid Rewards® Premier Business Credit Card

Southwest Rapid Rewards® Premier Business Credit Card

on Chase's website

Loading

Card details

  • Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.

  • 6,000 bonus points after your Cardmember anniversary.

  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.

  • 1 point per $1 spent on all other purchases.

  • Earn points on employee spending

  • Employee cards at no additional cost

  • No blackout dates when you redeem points, no seat restrictions, bags fly free®, and no change fees

  • No foreign transaction fees

Rates, fees & offers

  • Annual fee

    $99

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.99% - 22.99% Variable APR

    Cash Advance APR: 24.99%, Variable

    Penalty APR: 29.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$99

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

15.99% - 22.99% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Funto Omojola

Rating details

4.1

Editor's overall rating

Pros and cons

Pros
  • No foreign transaction fees

  • Anniversary bonus

  • No blackout dates or seat restrictions

Cons
  • Has annual fee

If you’re a Southwest Airlines loyalist who owns a small business, the Southwest Rapid Rewards® Premier Business Credit Card may be for you.

The card’s automatic anniversary bonus points nearly offset the $99 annual fee, and its considerable sign-up bonus gives you a substantial boost toward a Southwest Companion Pass.

The Southwest Rapid Rewards® Premier Business Credit Card also offers a path toward A-List elite status, which comes with perks like bonus points and priority check-in. However, more-than-frequent Southwest flyers may do better with the pricier Southwest Rapid Rewards® Performance Business Credit Card.

For more information, see NerdWallet’s full review of the Southwest Rapid Rewards® Premier Business Credit Card.