SunTrust Cash Rewards Credit Card

SunTrust Cash Rewards Credit Card

SunTrust Cash Rewards Credit Card

SunTrust Cash Rewards Credit Card

SunTrust Cash Rewards Credit Card

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Card details

  • 5% Cash Back on up to $6,000 spent on gas and grocery qualifying purchases in the first 12 months

  • 2% Unlimited Cash Back on qualifying gas and grocery purchases after your introductory bonus cash back

  • 1% Unlimited Cash Back on all other qualifying purchases

  • No annual fee

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-5%

  • Bonus offer

    None.

  • Intro APR

    0% Intro APR on purchases and balance transfers for the 15 months

  • Ongoing APR

    APR: 12.99%-22.99% Variable APR

    Cash Advance APR: 26.74%, Variable

  • Balance transfer fee

    $10.00 or 3% of the amount of the transfer, whichever is greater

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

SunTrust Cash Rewards Credit Card

SunTrust Cash Rewards Credit Card

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn more
Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

12.99%-22.99% Variable APR

Rates & Fees

Regular APR

18.24%, 22.24% or 27.24%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

0% Intro APR on purchases and balance transfers for the 15 months

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Sara Rathner

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

3.9

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • New cardholder bonus offer

  • Relationship rewards for customers

  • Intro APR period

  • No foreign transaction fees

Cons
  • Limited availability

  • Low rewards rate

The SunTrust Cash Rewards Credit Card offers a high cash-back rate on groceries and gas, a $0 annual fee and a sizable loyalty bonus if you bank with SunTrust.

There are some caps on the bonus cash-back rates, and the card isn’t available to everyone, but eligible applicants with high food and fuel bills could have a lot to gain.