
SunTrust Cash Rewards Credit Card
SunTrust Cash Rewards Credit Card

SunTrust Cash Rewards Credit Card
Card details
5% Cash Back on up to $6,000 spent on gas and grocery qualifying purchases in the first 12 months
2% Unlimited Cash Back on qualifying gas and grocery purchases after your introductory bonus cash back
1% Unlimited Cash Back on all other qualifying purchases
No annual fee
Rates, fees & offers
Annual fee
$0
Rewards rate
1%-5%
Bonus offer
None.
Intro APR
0% Intro APR on purchases and balance transfers for the 15 months
Ongoing APR
APR: 12.99%-22.99% Variable APR
Cash Advance APR: 26.74%, Variable
Balance transfer fee
$10.00 or 3% of the amount of the transfer, whichever is greater
Foreign transaction fee
None
Recommended credit score
Compare to other cards
SunTrust Cash Rewards Credit Card | ||
---|---|---|
Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APRSee Terms | ||
Intro APR0% Intro APR on purchases and balance transfers for the 15 months | Intro APR0% intro APR for 15 billing cycles on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Sara Rathner
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Rating details
3.9
Editor's overall rating
Pros and cons
Pros
No annual fee
New cardholder bonus offer
Relationship rewards for customers
Intro APR period
No foreign transaction fees
Cons
Limited availability
Low rewards rate
The SunTrust Cash Rewards Credit Card offers a high cash-back rate on groceries and gas, a $0 annual fee and a sizable loyalty bonus if you bank with SunTrust.
There are some caps on the bonus cash-back rates, and the card isn’t available to everyone, but eligible applicants with high food and fuel bills could have a lot to gain.
For more information, see NerdWallet's review of this card.