SunTrust Cash Rewards Credit Card

SunTrust Cash Rewards Credit Card

SunTrust Cash Rewards Credit Card

SunTrust Cash Rewards Credit Card

SunTrust Cash Rewards Credit Card

Card details

  • 5% Cash Back on up to $6,000 spent on gas and grocery qualifying purchases in the first 12 months

  • 2% Unlimited Cash Back on qualifying gas and grocery purchases after your introductory bonus cash back

  • 1% Unlimited Cash Back on all other qualifying purchases

  • No annual fee

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-5%

  • Bonus offer

    None

  • Intro APR

    Purchase: 0% for 15 mos

    Transfer: 0% for 15 mos

  • Ongoing APR

    Min APR: 12.74%, Variable

    Max APR: 22.74%, Variable

    Cash Advance APR: 26.49%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

Not sure which card is best for you?

Take a simple quiz to find out

NerdWallet review

By Sara Rathner

Rating details

3

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • 0% Introductory APR for the first 15 months on purchases and balance transfers

  • No foreign transaction fee

Cons

    The SunTrust Cash Rewards Credit Card offers a high cash-back rate on groceries and gas, a $0 annual fee and a sizable loyalty bonus if you bank with SunTrust.

    There are some caps on the bonus cash-back rates, and the card isn’t available to everyone, but eligible applicants with high food and fuel bills could have a lot to gain.

    For more information, see NerdWallet's review of this card.