SunTrust Cash Rewards Credit Card

SunTrust Cash Rewards Credit Card

on SunTrust's website

SunTrust Cash Rewards Credit Card

SunTrust Cash Rewards Credit Card

SunTrust Cash Rewards Credit Card

on SunTrust's website

Card details

  • 5% Cash Back on up to $6,000 spent on gas and grocery qualifying purchases in the first 12 months

  • 2% Unlimited Cash Back on qualifying gas and grocery purchases after your introductory bonus cash back

  • 1% Unlimited Cash Back on all other qualifying purchases

  • No annual fee

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.00%

  • Bonus offer

    None

  • Intro APR

    Purchase: 0% for 15 mos

    Transfer: 0% for 15 mos

  • Ongoing APR

    Min APR: 13.49%, Variable

    Max APR: 23.49%, Variable

    Cash Advance APR: 27.24%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

Not sure which card is best for you?

Take a simple quiz to find out

NerdWallet review

By Sara Rathner

Rating details

3

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • 0% Introductory APR for the first 15 months on purchases and balance transfers

  • No foreign transaction fee

Cons

    The SunTrust Cash Rewards Credit Card offers a high cash-back rate on groceries and gas, a $0 annual fee and a sizable loyalty bonus if you bank with SunTrust.

    There are some caps on the bonus cash-back rates, and the card isn’t available to everyone, but eligible applicants with high food and fuel bills could have a lot to gain.

    For more information, see NerdWallet's review of this card.

    User Reviews

    Rating Details

    NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

    Already have this card?
    Tell us what you think.

    Showing undefined reviews

    Some of the reviews on the NerdWallet site were purchased through a third party provider. Users who post a review directly on the NerdWallet site will not be compensated in any way. Please see our Terms of Use and Posting Guidelines for more information.