5% Cash Back on up to $6,000 spent on gas and grocery qualifying purchases in the first 12 months
2% Unlimited Cash Back on qualifying gas and grocery purchases after your introductory bonus cash back
1% Unlimited Cash Back on all other qualifying purchases
No annual fee
Rates, fees & offers
Purchase: 0% for 15 mos
Transfer: 0% for 15 mos
Min APR: 13.49%, Variable
Max APR: 23.49%, Variable
Cash Advance APR: 27.24%, Variable
Balance transfer fee
Foreign transaction fee
Recommended credit score
Not sure which card is best for you?
By Sara Rathner
Editor's overall rating
Pros and cons
No annual fee
0% Introductory APR for the first 15 months on purchases and balance transfers
No foreign transaction fee
The SunTrust Cash Rewards Credit Card offers a high cash-back rate on groceries and gas, a $0 annual fee and a sizable loyalty bonus if you bank with SunTrust.
There are some caps on the bonus cash-back rates, and the card isn’t available to everyone, but eligible applicants with high food and fuel bills could have a lot to gain.
For more information, see NerdWallet's review of this card.
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