Total Visa® Credit Card

Total Visa® Credit Card

Total Visa® Credit Card

Total Visa® Credit Card

Total Visa® Credit Card

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Card details

  • Rebuilding Credit Has Never Been More Rewarding Than with Total’s 1% Cash Back Rewards

  • Get on the Road to Better Credit

  • If approved, pay the $95 Program Fee to open your account

  • Fast and easy application process with a Decision Within Minutes

  • Choose between 3 free card designs and 6 Premium designs

  • Reports to All Three Major Credit Bureaus

  • Accepted at Millions of Businesses in the US & Online

  • Simple Secure Online Payments

  • Eligible for a Credit Line Increase after 12 months of on-time payments!

  • Streamlined Mobile App

Rates, fees & offers

  • Annual fee

    $75 for first year, then $48.

  • Rewards rate

    1%

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    APR: 35.99% Fixed APR

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Total Card Visa®

Total Visa® Credit Card

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NerdWallet rating 
NerdWallet rating 
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Annual fee

$75 for first year, then $48.

Annual fee

$0

Annual fee

$0

Regular APR

35.99% Fixed APR

Rates & Fees

Regular APR

28.24% Variable APR

Rates & Fees

Regular APR

18.00%, Variable

Rates & Fees

Intro APR

N/A

Intro APR

10.99% intro APR on Balance Transfers for 6 months

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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