U.S. Bank Business Leverage™ Visa Signature® Card
on US Bank's website
U.S. Bank Business Leverage™ Visa Signature® Card
Card details
Earn up to 100,000 bonus points in the first 365 days of account opening with an additional point on all eligible net purchases.
2X in your top 2 categories - Earn two points per dollar spent on eligible net purchases made in the top two categories where you spend the most each month - automatically.
1X – Earn one point per dollar spent on all other eligible net purchases.
No caps or limits – On the total points you can earn.
Earn even more rewards – When you link you card to your U.S. Bank payment processing account. Only U.S. Bank rewards you for both taking payments and making purchases. Go to usbrelationshiprewards.com for more details.
Free employee cards
Variable APR currently at 18.74%
Rates, fees & offers
Annual fee
$95
Rewards rate
1 point per dollar
Bonus offer
Earn up to 100,000 bonus points in the first 365 days of account opening with an additional point on all eligible net purchases.
Intro APR
N/A
Ongoing APR
APR: 18.74% Variable APR
Cash Advance APR: 26.24%, Variable
Balance transfer fee
3%
Foreign transaction fee
2%
Recommended credit score
NerdWallet review
Rating details
3.7
Editor's overall rating
Pros and cons
Pros
Personalized rewards
Cons
Has annual fee
Needs excellent credit
High APR
If you're looking for a business credit card that allows for personalization of rewards, the U.S. Bank Business Leverage™ Visa Signature® Card fits the bill.
It has an annual fee of $95 and offers:
-A sign-up bonus: Earn up to 100,000 bonus points in the first 365 days of account opening with an additional point on all eligible net purchases.
-2 points per $1 spent on purchases made in the top two categories (from a list of 48) where your business spends the most.
-1 point per $1 spent on all other eligible purchases.
The U.S. Bank Business Leverage™ Visa Signature® Card is an excellent choice for business owners that have unpredictable spending. It’s a low-maintenance rewards option that automatically rewards the highest qualifying spending categories per month. And it can offer even more rewards if you prefer to keep accounts at one institution.
For more information, read NerdWallet’s full review of this card.
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