U.S. Bank Business Leverage® Visa Signature® Card
on US Bank's website
U.S. Bank Business Leverage® Visa Signature® Card
Card details
Limited time offer: Earn $750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account.
U.S. Bank Business Leverage® Visa Signature® Card
Earn 2% back in the top two categories where you spend the most each month automatically.
1% cash per dollar spent on all other eligible purchases.
Earn 5% cash back on prepaid hotels and car rentals booked directly in the Travel Rewards Center.
No annual fee for the first year and $95 therafter.
No reward caps or limits on the total rewards your business can earn. Redeem for your choice of cash back, gift cards, merchandise and travel.
Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
Expense management tool VISA Spend Clarity is free to access and sync expenses, set employee card controls, generate reports, and more.
Great Offer from U.S. Bank, a 2022 World's Most Ethical Company® - Ethisphere Institute, February 2022
Terms and conditions apply
Rates, fees & offers
Annual fee
$0 intro for the first year, then $95
Rewards rate
1%-5%
Bonus offer
Earn $750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account.
Intro APR
Ongoing APR
APR: 16.74%-21.74% Variable APR
Cash Advance APR: 26.74%, Variable
Balance transfer fee
An introductory fee of either 5% of the amount of each transfer or $5 minimum, whichever is greater for balances transferred with this application. After that, either 3% of the amount of each transfer or $5 minimum, whichever is greater.
Foreign transaction fee
2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
Recommended credit score
Compare to other cards
| Learn more | Learn more | |
Annual fee$0 intro for the first year, then $95 | Annual fee$99 | Annual fee$199 |
Regular APRSee Terms | ||
Intro APRN/A | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
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Rating details
3.9
Editor's overall rating
Pros and cons
Pros
Personalized rewards
Cons
Has annual fee
Needs excellent credit
If you're looking for a business credit card that allows for personalization of rewards, the U.S. Bank Business Leverage® Visa Signature® Card fits the bill.
It has an annual fee of $0 intro for the first year, then $95 and offers:
-A sign-up bonus: Earn $750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account.
-2 points per $1 spent on purchases made in the top two categories (from a list of 48) where your business spends the most.
-1 point per $1 spent on all other eligible purchases.
The U.S. Bank Business Leverage® Visa Signature® Card is an excellent choice for business owners that have unpredictable spending. It’s a low-maintenance rewards option that automatically rewards the highest qualifying spending categories per month. And it can offer even more rewards if you prefer to keep accounts at one institution.
For more information, read NerdWallet’s full review of this card.
