U.S. Bank Business Leverage® Visa Signature® Card

U.S. Bank Business Leverage® Visa Signature® Card

U.S. Bank Business Leverage® Visa Signature® Card

U.S. Bank Business Leverage® Visa Signature® Card

U.S. Bank Business Leverage® Visa Signature® Card

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Card details

  • Earn 75,000 points worth $750 cash back. Just spend $7,500 in eligible net purchases on the Account Owner's Card within the first four months of account opening.

  • Earn 2X points per dollar spent on eligible net purchases made in the top two categories where you spend the most each month - automatically.

  • Earn 1X points per dollar spent on all other eligible net purchases.

  • No caps or limits on the total points you can earn.

  • Earn even more rewards when you link your card to your U.S. Bank payment processing account. Only U.S. Bank rewards you for both taking payments and making purchases Learn more at usbrelationshiprewards.com.

  • Free employee cards

Rates, fees & offers

  • Annual fee

    $0 intro for the first year, then $95

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn 75,000 points worth $750 cash back. Just spend $7,500 in eligible net purchases on the Account Owner's Card within the first four months of account opening.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 16.49% Variable APR

    Cash Advance APR: 23.99%, Variable

  • Balance transfer fee

    5%

  • Foreign transaction fee

    2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency

Recommended credit score

Compare to other cards

U.S. Bank Business Leverage™ Visa Signature® Card

U.S. Bank Business Leverage® Visa Signature® Card

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0 intro for the first year, then $95

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

16.49% Variable APR

Rates & Fees

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Melissa Lambarena

Rating details

3.2

Editor's overall rating

Pros and cons

Pros

  • Personalized rewards

Cons

  • Has annual fee

  • Needs excellent credit

If you're looking for a business credit card that allows for personalization of rewards, the U.S. Bank Business Leverage® Visa Signature® Card fits the bill.

It has an annual fee of $0 intro for the first year, then $95 and offers:

-A sign-up bonus: Earn 75,000 points worth $750 cash back. Just spend $7,500 in eligible net purchases on the Account Owner's Card within the first four months of account opening.

-2 points per $1 spent on purchases made in the top two categories (from a list of 48) where your business spends the most.

-1 point per $1 spent on all other eligible purchases.

The U.S. Bank Business Leverage® Visa Signature® Card is an excellent choice for business owners that have unpredictable spending. It’s a low-maintenance rewards option that automatically rewards the highest qualifying spending categories per month. And it can offer even more rewards if you prefer to keep accounts at one institution.

For more information, read NerdWallet’s full review of this card.