U.S. Bank Business Leverage™ Visa Signature® Card

U.S. Bank Business Leverage™ Visa Signature® Card

on US Bank's website

U.S. Bank Business Leverage™ Visa Signature® Card

U.S. Bank Business Leverage™ Visa Signature® Card

U.S. Bank Business Leverage™ Visa Signature® Card

on US Bank's website

Card details

  • Earn up to 100,000 bonus points in the first 365 days of account opening with an additional point on all eligible net purchases.

  • 2X in your top 2 categories - Earn two points per dollar spent on eligible net purchases made in the top two categories where you spend the most each month - automatically.

  • 1X – Earn one point per dollar spent on all other eligible net purchases.

  • No caps or limits – On the total points you can earn.

  • Earn even more rewards – When you link you card to your U.S. Bank payment processing account. Only U.S. Bank rewards you for both taking payments and making purchases. Go to usbrelationshiprewards.com for more details.

  • Free employee cards

  • Variable APR currently at 18.74%

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $95

  • Rewards rate

    1 point per dollar

  • Bonus offer

    Earn up to 100,000 bonus points in the first 365 days of account opening with an additional point on all eligible net purchases.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 18.74% Variable APR

    Cash Advance APR: 26.24%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    2%

Recommended credit score

NerdWallet review

By Melissa Lambarena

Rating details

3.7

Editor's overall rating

Pros and cons

Pros
  • Personalized rewards

Cons
  • Has annual fee

  • Needs excellent credit

  • High APR

If you're looking for a business credit card that allows for personalization of rewards, the U.S. Bank Business Leverage™ Visa Signature® Card fits the bill.

It has an annual fee of $95 and offers:

-A sign-up bonus: Earn up to 100,000 bonus points in the first 365 days of account opening with an additional point on all eligible net purchases.

-2 points per $1 spent on purchases made in the top two categories (from a list of 48) where your business spends the most.

-1 point per $1 spent on all other eligible purchases.

The U.S. Bank Business Leverage™ Visa Signature® Card is an excellent choice for business owners that have unpredictable spending. It’s a low-maintenance rewards option that automatically rewards the highest qualifying spending categories per month. And it can offer even more rewards if you prefer to keep accounts at one institution.

For more information, read NerdWallet’s full review of this card.

User Reviews

Rating Details

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