U.S. Bank Cash+™ Visa Signature® Card

U.S. Bank Cash+™ Visa Signature® Card

U.S. Bank Cash+™ Visa Signature® Card

U.S. Bank Cash+™ Visa Signature® Card

U.S. Bank Cash+™ Visa Signature® Card

Card details

  • Earn up to $550 cash back in the first year.

  • $150 bonus after spending $500 in eligible net purchases within the first 90 days of account opening.

  • 5% cash back on your first $2,000 in combined eligible net purchases ($100 per quarter) on two categories you choose. That adds up to $400 cash back!

  • 2% cash back on your choice of one everyday category, like gas stations or grocery stores.

  • 1% cash back on all other eligible net purchases.

  • No limit on total cash back earned.

  • 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 13.99% - 23.99%

  • No annual fee*

  • Great Offer from U.S. Bank, a 2020 World's Most Ethical Company® - Ethisphere Institute, February 2020

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-5%

  • Bonus offer

    $150 bonus after spending $500 in eligible net purchases within the first 90 days of account opening.

  • Intro APR

    0% Intro APR* balance transfers for 12 billing cycles

  • Ongoing APR

    APR: 13.99% - 23.99% Variable APR

    Cash Advance APR: 23.99%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency

Recommended credit score

Compare to other cards

US Bank Cash+™ Visa Signature® Credit Card

U.S. Bank Cash+™ Visa Signature® Card

Annual Fee

$0

Annual Fee

$95

Annual Fee

$0

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Intro APR

0% Intro APR* balance transfers for 12 billing cycles

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% on Balance Transfers for 18 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Melissa Lambarena

Rating details

4.2

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • Bonus cash back categories

  • No annual fee

  • Intro APR period on Balance Transfers

Cons
  • Complex rewards require maintenance

  • Foreign transaction fee

The U.S. Bank Cash+™ Visa Signature® Card lets you choose your own bonus categories for spending.

The annual fee is $0, and it earns:

-5% cash back (up to $2,000 in combined purchases per quarter) on two bonus categories of your choice.

-2% cash back on one everyday purchase category of your choice.

-1% cash back on all other eligible purchases.

You can choose two 5% categories from a list. Some examples include cell phone providers, movie theaters, fast food and car rentals. Your everyday category can include gas stations, grocery stores or restaurants.

For more information, see NerdWallet’s full review.