Harley-Davidson® Visa® Secured Card

Harley-Davidson® Visa® Secured Card

Harley-Davidson® Visa® Secured Card

Harley-Davidson® Visa® Secured Card

Harley-Davidson® Visa® Secured Card

Card details

  • Earn one H-D™ Genuine Rewards point for every $1 in net purchases

  • Redeem 2,500 points for a $25 H-D™ Gift Card

  • Every purchase on your card earns you an entry for a chance to win a motorcycle in our H-D™ Visa Free Ride Sweepstakes

  • No Annual Fee

  • Zero Fraud Liability

  • Fraud Protection

  • Auto Rental Collision Damage Waiver

  • Online Banking

  • Automatic Bill Pay

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1x

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    APR: 24.49%, Variable

    Cash Advance APR: 25.49%, Variable

  • Balance transfer fee

    Either 3% of the amount of each transfer or $5 minimum, whichever is greater.

  • Foreign transaction fee

    3%

Recommended credit score

Not sure which card is best for you?

Take a simple quiz to find out

NerdWallet review

By Paul Soucy

Rating details

4.4

Editor's overall rating

Pros and cons

Pros
  • Qualify with limited / bad credit

  • No annual fee

Cons
  • High APR

Unlike a lot of secured credit cards, the Harley-Davidson® Visa® Secured Card has an annual fee of $0, and it earns rewards.

You do have to put down a deposit, though. The minimum is $300 and the maximum is $5,000. You get that money back when you close your account in good standing.

The card earns 1 point per dollar spent. Rewards are redeemable for Harley-Davidson gift cards, which you can redeem at dealerships or online at the Harley-Davidson store.

For more information, see NerdWallet's review of this card.