Harley-Davidson® Visa® Secured Card

Harley-Davidson® Visa® Secured Card

Harley-Davidson® Visa® Secured Card

Harley-Davidson® Visa® Secured Card

Harley-Davidson® Visa® Secured Card

Card details

  • Earn one H-D™ Genuine Rewards point for every $1 in net purchases

  • Redeem 2,500 points for a $25 H-D™ Gift Card

  • Every purchase on your card earns you an entry for a chance to win a motorcycle in our H-D™ Visa Free Ride Sweepstakes

  • No Annual Fee

  • Zero Fraud Liability

  • Fraud Protection

  • Auto Rental Collision Damage Waiver

  • Online Banking

  • Automatic Bill Pay

  • View Rates and Fees

Rates, fees & offers

  • Annual fee


  • Rewards rate

    1 point per dollar

  • Bonus offer


  • Intro APR


  • Ongoing APR

    Purchase: 24.99%, Variable

    Cash Advance APR: 25.99%, Variable

  • Balance transfer fee

    Either 3% of the amount of each transfer or $5 minimum, whichever is greater.

  • Foreign transaction fee

    2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars

Recommended credit score

Not sure which card is best for you?

Take a simple quiz to find out

NerdWallet review

By Paul Soucy

Rating details


Editor's overall rating

Pros and cons

  • Qualify with limited / bad credit

  • No annual fee

  • High APR

Unlike a lot of secured credit cards, the Harley-Davidson® Visa® Secured Card has an annual fee of $0, and it earns rewards.

You do have to put down a deposit, though. The minimum is $300 and the maximum is $5,000. You get that money back when you close your account in good standing.

The card earns 1 point per dollar spent. Rewards are redeemable for Harley-Davidson gift cards, which you can redeem at dealerships or online at the Harley-Davidson store.

For more information, see NerdWallet's review of this card.

User Reviews

Rating Details

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

Already have this card?
Tell us what you think.

Showing undefined reviews

Some of the reviews on the NerdWallet site were purchased through a third party provider. Users who post a review directly on the NerdWallet site will not be compensated in any way. Please see our Terms of Use and Posting Guidelines for more information.