USAA® Rate Advantage Visa Platinum® Card

USAA® Rate Advantage Visa Platinum® Card

on USAA's website

USAA® Rate Advantage Visa Platinum® Card

USAA® Rate Advantage Visa Platinum® Card

USAA® Rate Advantage Visa Platinum® Card

on USAA's website

Card details

  • Enjoy USAA's lowest rate card

  • No annual fee, no foreign transaction fees, no penalty APR

  • USAA membership is available to active and former military and their eligible family members

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    N/A

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    APR: 8.40% - 25.40% Variable APR

    Cash Advance APR: 8.40% - 25.40% Variable APR

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

USAA Rate Advantage Platinum Visa® Credit Card

USAA® Rate Advantage Visa Platinum® Card

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Learn more
Annual Fee

$0

Annual Fee

$0

Annual Fee

$0

Regular APR

8.40% - 25.40% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Regular APR

11.15% - 18.00%, Variable

Intro APR

N/A

Intro APR

0% on Balance Transfers for 18 months

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Melissa Lambarena

Rating details

3.5

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • No foreign transaction fee

Cons
  • No rewards

The USAA® Rate Advantage Visa Platinum® Card’s low ongoing interest rate can be a money-saver for military and their qualifying family members.

The $0. Among the card's features:

--The ongoing APR is 8.40% - 25.40% Variable APR.

--Special rates for eligible military.

--No foreign transaction fees.

If you carry an ongoing balance, you’ll benefit with the USAA® Rate Advantage Visa Platinum® Card, assuming you can qualify. If, however, you pay off your bill each month, this card won’t do much for you.

For more information, check out NerdWallet’s full review.