USAA® Rate Advantage Visa Platinum® Card

USAA® Rate Advantage Visa Platinum® Card

on USAA's website

USAA® Rate Advantage Visa Platinum® Card

USAA® Rate Advantage Visa Platinum® Card

USAA® Rate Advantage Visa Platinum® Card

on USAA's website

Card details

  • Enjoy USAA's lowest rate card

  • No annual fee, no foreign transaction fees, no penalty APR

  • USAA membership is available to active and former military and their eligible family members

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    N/A

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    APR: 8.40% - 25.40% Variable APR

    Cash Advance APR: 8.40% - 25.40% Variable APR

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

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NerdWallet review

By Melissa Lambarena

Rating details

2.6

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • No foreign transaction fee

Cons
  • No rewards

The USAA® Rate Advantage Visa Platinum® Card’s low ongoing interest rate can be a money-saver for military and their qualifying family members.

The $0. Among the card's features:

--The ongoing APR is 8.40% - 25.40% Variable APR.

--Special rates for eligible military.

--No foreign transaction fees.

If you carry an ongoing balance, you’ll benefit with the USAA® Rate Advantage Visa Platinum® Card, assuming you can qualify. If, however, you pay off your bill each month, this card won’t do much for you.

For more information, check out NerdWallet’s full review.

User Reviews

Rating Details

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