Enjoy USAA's lowest rate card
No annual fee, no foreign transaction fees, no penalty APR
USAA membership is available to active and former military and their eligible family members
Rates, fees & offers
APR: 8.40% - 25.40% Variable APR
Cash Advance APR: 8.40% - 25.40% Variable APR
Balance transfer fee
Foreign transaction fee
Recommended credit score
Not sure which card is best for you?
Editor's overall rating
Pros and cons
No annual fee
No foreign transaction fee
The USAA® Rate Advantage Visa Platinum® Card’s low ongoing interest rate can be a money-saver for military and their qualifying family members.
The $0. Among the card's features:
--The ongoing APR is 8.40% - 25.40% Variable APR.
--Special rates for eligible military.
--No foreign transaction fees.
If you carry an ongoing balance, you’ll benefit with the USAA® Rate Advantage Visa Platinum® Card, assuming you can qualify. If, however, you pay off your bill each month, this card won’t do much for you.
For more information, check out NerdWallet’s full review.
NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.