Wells Fargo Cash Wise Visa® Card
on Wells Fargo's website
Wells Fargo Cash Wise Visa® Card
Card details
Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
Earn unlimited 1.5% cash rewards on purchases
Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 16.24%-28.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
$0 Annual Fee
Select "Apply Now" to learn more about the product features, terms, and conditions
Rates, fees & offers
Annual fee
$0
Rewards rate
1.50%
Bonus offer
Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
Intro APR
0% APR for 12 months on purchases and qualifying balance transfers
Ongoing APR
APR: 16.24% - 28.24% Variable APR
Balance transfer fee
3% for 120 days, then 5%
Foreign transaction fee
3%
Recommended credit score
NerdWallet review
By Kenley Young
Rating details
3.9
Editor's overall rating
Pros and cons
Pros
High rewards rate
Sign-up bonus
Intro APR period on Purchases and qualifying Balance Transfers
Offers cell phone protection when bill is paid with card
Cons
$25 minimum redemption
Requires good/excellent credit
The Wells Fargo Cash Wise Visa® Card earns an unlimited 1.5% cash back on all purchases, which is the industry standard among similar flat-rate rewards cards in its class. However, in your first year, the card earns you 1.8% cash back on eligible mobile wallet purchases, such as Apple Pay and Google Pay.
It has an annual fee of $0, and you'll also be eligible for a top-notch sign-up bonus: Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months. Plus, the card offers an introductory APR: 0% APR for 12 months on purchases and qualifying balance transfers, and then the ongoing APR of 16.24% - 28.24% Variable APR.
There are, however, minimum redemption thresholds.
For more information, see NerdWallet’s full review of the Wells Fargo Cash Wise Visa® Card.
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