Wells Fargo Cash Wise Visa® card
on Wells Fargo's website
Wells Fargo Cash Wise Visa® card
Card details
Earn a $150 cash rewards bonus after spending $500 in the first 3 months
Earn unlimited 1.5% cash rewards on purchases
Enjoy 1.8% cash rewards on qualified digital wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® card
$0 Annual Fee
Select "Apply Now" to learn more about the product features, terms and conditions
Rates, fees & offers
Annual fee
$0
Rewards rate
1.5%
Bonus offer
Earn a $150 cash rewards bonus after spending $500 in the first 3 months
Intro APR
0% intro APR for 15 months on purchases and qualifying balance transfers
Ongoing APR
APR: 15.49% - 27.49% Variable APR
Balance transfer fee
3% for 120 days, then 5%
Foreign transaction fee
3%
Recommended credit score
NerdWallet review
By Kenley Young
Rating details
4.7
Editor's overall rating
Pros and cons
Pros
High rewards rate
Sign-up bonus
Intro APR period on Purchases and qualifying Balance Transfers
Offers cell phone protection when bill is paid with card
Cons
$25 minimum redemption
Requires good/excellent credit
The Wells Fargo Cash Wise Visa® card earns an unlimited 1.5% cash back on purchases, which is the industry standard among similar flat-rate rewards cards in its class. However, in your first year, the card earns you 1.8% cash back on eligible digital wallet purchases, such as Apple Pay® and Google Pay™.
It has an annual fee of $0, and you'll also be eligible for a top-notch sign-up bonus: Earn a $150 cash rewards bonus after spending $500 in the first 3 months. Plus, the card offers an introductory APR: 0% intro APR for 15 months on purchases and qualifying balance transfers, and then the ongoing APR of 15.49% - 27.49% Variable APR.
There are, however, minimum redemption thresholds.
For more information, see NerdWallet’s full review of the Wells Fargo Cash Wise Visa® card.
NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.
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