Wells Fargo Cash Wise Visa® Card
on Wells Fargo's secure website
Wells Fargo Cash Wise Visa® Card
Card details
Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
Earn unlimited 1.5% cash rewards on purchases
Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 16.24%-28.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
$0 Annual Fee
Select "Apply Now" to learn more about the product features, terms, and conditions
Rates, fees & offers
Annual fee
$0
Rewards rate
1.50%
Bonus offer
Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
Intro APR
0% on Purchases and Balance Transfers for 12 months
Ongoing Apr
APR: 16.24% - 28.24% Variable APR
Balance Transfer Fee
3% for 120 days, then 5%
Foreign Transaction Fee
3%
Recommended credit score
NerdWallet Review
The Wells Fargo Cash Wise Visa® Card earns an unlimited 1.5% cash back on all purchases, which is the industry standard among similar flat-rate rewards cards in its class. However, in your first year, the card earns you 1.8% cash back on eligible mobile wallet purchases, such as Apple Pay and Google Pay.
It has an annual fee of $0, and you'll also be eligible for a top-notch sign-up bonus: Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months. Plus, the card offers an introductory APR: 0% on Purchases and Balance Transfers for 12 months, and then the ongoing APR of 16.24% - 28.24% Variable APR.
There are, however, minimum redemption thresholds.
For more information, see NerdWallet’s full review of the Wells Fargo Cash Wise Visa® Card.
NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.
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