Wells Fargo Cash Wise Visa® card
Wells Fargo Cash Wise Visa® card
Wells Fargo Cash Wise Visa® card
Card details
Earn a $150 cash rewards bonus after spending $500 in the first 3 months
Earn unlimited 1.5% cash rewards on purchases
Enjoy 1.8% cash rewards on qualified digital wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® card
$0 Annual Fee
Select "Apply Now" to learn more about the product features, terms and conditions
Rates, fees & offers
Annual fee
$0
Rewards rate
1.5%
Bonus offer
Earn a $150 cash rewards bonus after spending $500 in the first 3 months
Intro APR
0% intro APR for 15 months on purchases and qualifying balance transfers
Ongoing APR
APR: 13.99% - 25.99% Variable APR
Balance transfer fee
3% for 120 days, then 5%
Foreign transaction fee
3%
Recommended credit score
Compare to other cards
 Wells Fargo Cash Wise Visa® card | ||
|---|---|---|
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR13.99% - 25.99% Variable APR | Regular APR15.99% - 22.99% Variable APR | |
Intro APR0% intro APR for 15 months on purchases and qualifying balance transfers | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Kenley Young
Rating details
4.7
Editor's overall rating
Pros and cons
Pros
High rewards rate
Sign-up bonus
Intro APR period on Purchases and qualifying Balance Transfers
Offers cell phone protection when bill is paid with card
Cons
$25 minimum redemption
Requires good/excellent credit
The Wells Fargo Cash Wise Visa® card earns an unlimited 1.5% cash back on purchases, which is the industry standard among similar flat-rate rewards cards in its class. However, in your first year, the card earns you 1.8% cash back on eligible digital wallet purchases, such as Apple Pay® and Google Pay™.
It has an annual fee of $0, and you'll also be eligible for a top-notch sign-up bonus: Earn a $150 cash rewards bonus after spending $500 in the first 3 months. Plus, the card offers an introductory APR: 0% APR for 15 months on purchases and qualifying balance transfers, and then the ongoing APR of 13.99% - 25.99% Variable APR.
There are, however, minimum redemption thresholds.
For more information, see NerdWallet’s full review of the Wells Fargo Cash Wise Visa® card.
