Blue Cash Everyday® Card from American Express
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Blue Cash Everyday® Card from American Express
American Express is a NerdWallet Partner
Card details
Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
2% Cash Back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%.
Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
No annual fee.
Terms Apply.
Rates, fees & offers
Annual fee
$0
Rewards rate
1.00%
Bonus offer
$150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Terms Apply.
Intro APR
0% on Purchases and Balance Transfers for 15 months
Ongoing APR
APR: 14.49% - 25.49% Variable APR
Penalty APR: 29.99%, Variable
Cash Advance APR: 26.74%, Variable
Balance transfer fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Foreign transaction fee
2.7% of each transaction after conversion to US dollars.
Recommended credit score
NerdWallet review
Rating details
3.9
Editor's overall rating
Pros and cons
Pros
Bonus rewards at U.S. supermarkets and U.S. gas stations
No annual fee
Bonus offer for new cardholders
Intro APR period on Purchases and Balance Transfers
Cons
American Express isn't accepted at as many merchants as Visa or Mastercard
Requires good/excellent credit
$25 minimum redemption
The Blue Cash Everyday® Card from American Express is a good choice for people who do most of their spending at U.S. supermarkets, U.S. gas stations and select U.S. department stores. In fact, we recommend it for families, foodies and fashionistas who want great rewards, all while paying an annual fee of $0. Just keep in mind that there's another version of this card, the Blue Cash Preferred® Card from American Express. It earns a higher rewards rate and has an annual fee of $95. If you're spending more than $61 per week at the supermarket, it's probably a better option than the Blue Cash Everyday® Card from American Express because the higher rewards rates make up for the annual fee.
See our full review of the Blue Cash Everyday® Card from American Express for more details.
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