- A low, variable APR on purchases, balance transfers and cash advances
- No annual fee
- No balance transfer fees
- No foreign transaction fees
- Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
- Free online access to FICO® Credit Score
APR: 10.49% Variable APR
Cash Advance APR: 10.49%, Variable
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A rare combination of features makes the Barclaycard Ring™ Mastercard® one of the most valuable balance transfer credit cards available. It has:
- A $0 annual fee.
- No balance transfer fees.
- A 0% APR promotion: The ongoing APR is 10.49% Variable APR.
Like most balance transfer cards, the Barclaycard Ring™ Mastercard® doesn’t come with a splashy sign-up bonus. But if you're looking for a cost-effective way to pay down high-interest credit card debt, this card should be at the top of your list.
Learn more in our full review.
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